Benefit Increase Options
Also known as automatic benefit increase option, automatic increase benefit, and cost of living adjustment benefit. These are optional benefits that provide for …
Omnibus Budget Reconciliation Act (OBRA)
OBRA is a term given by Congress to many of its annual tax and budget reconciliation acts. Most of these tax and budget acts have language or provisions related …
Medicare Risk Plan
A type of Medicare supplement coverage where the Medicare recipient "assigns" his/her benefits to an HMO. The HMO contracts with the Federal Government to provi …
The Federal Legislative and Regulatory Process - Healthcare Reform
Understanding the Healthcare Reform legislative and regulatory process will help you understand healthcare reform. This post walks through the federal legislati …
Top 5 Features of Health Reimbursement Accounts
Health Reimbursement Accounts (HRAs) are health care plans paid for by an employer to reimburse the medical expenses of its employees, their spouses, and depend …
Should We End Health Insurance Coverage For Elected Officials?
Our highways, restaurants and airports function as well as they do because all of us — poor and rich alike — drive on the same roads, eat at the same establishm …
Employer Tax Penalty for Not Offering Health Insurance - Examples
Starting in 2014, businesses with more than 50 "Full-Time-Equivalent" employees will be required to either offer health insurance coverage or else pay a tax pen …
Why Employers Should Offer HRAs vs Giving Raises
Every day at Zane Benefits, we talk to small businesses that do not offer health benefits. Often, these employers consider giving raises in place of health reim …
The Top 5 Resources for Health Insurance Information
The process of finding proper health insurance and dealing with potential claims can be a daunting task for many employees. However, some employees do not reali …
Top 25 health insurance companies in the U.S.
How to calculate modified adjusted gross income (MAGI)
What percent of health insurance is paid by employers?
