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Health Benefits Blog

Five-minute guide to medical loss ratios (MLRs)

Medical loss ratios (MLRs) keep insurance companies from spending your premium dollars unwisely. See how MLRs are calculated and what they mean for you.

Affordable Care Act  |  Gabrielle Smith

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Four common types of health insurance plans

Pros and cons of health insurance plans. Preferred provider organization...

What are Consumer Directed Health Plans...

An overview of Consumer Driven Health Plans, CDHPs. What are CDHPs? How...

The complete history of employer-provided...

Learn the history of employer-provided health insurance in the U.S., how...

2021 federal poverty guidelines

Find out what federal poverty guidelines are, how the IRS uses them, and...

Pros and cons of PPO plans

The preferred provider organization plan is the most popular...

Learn more about each HRA

QSEHRA

Employers with 1-49 employees

A simple, controlled-cost alternative to group health insurance.

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ICHRA

For employers of all sizes

A flexible health benefit solution that can be used alone or alongside group health insurance.

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GCHRA

For employers offering group coverage

A group health supplement to help employees with out-of-pocket expenses.

Learn More