QSEHRA Administration Software

PeopleKeep’s qualified small employer health reimbursement arrangement administration software is a powerful alternative to group health insurance

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Struggling to offer health insurance as a small business?

If you’re a small employer with 50 or less employees looking to offer health benefits on a budget, the qualified small employer health reimbursement arrangement (QSEHRA) is made just for you.

A QSEHRA is a formal health benefit that allows organizations to reimburse their full-time workers, tax-free, for their medical expenses.

Short on time? Get a summary in our quick QSEHRA guide

“The [QSEHRA] benefit saves me tons of time as a CEO and that time savings is definitely worth many thousands of dollars per year.”

Cody Candee
CEO of Bounce

Read about Cody’s experience with his QSEHRA

How a QSEHRA helps small and medium size businesses recruit and retain top talent

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No minimum contribution limits

With a QSEHRA, there are no minimum contribution requirements you need to meet—only a maximum limit. Plus, you can offer different allowances based on family status.

Learn More About QSEHRA Contribution Rules

QSEHRA_Tax-free for employers and employees

Tax-free for employers and employees

Unlike offering an employee stipend, offering a QSEHRA is completely tax-free for employers and tax-free to employees with minimum essential coverage (MEC).

Learn More About QSEHRA Tax Benefits

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HSA-compatible

If your employees already have an HSA, they can easily coordinate their health spending with their monthly QSEHRA allowance. No need to choose between the two.

Learn How HSAs and QSEHRAs Work Together

QSEHRA_Empower employees

Empower employees

Rather than being lumped into a one-size fits all group plan, a QSEHRA gives employees the power to choose their own individual health insurance.

See Which Expenses Are QSEHRA-Qualified

What makes a QSEHRA with PeopleKeep different?

QSEHRA icons_Award-winning customer support

Award-winning customer support

Whether it’s by phone, email, or live chat, our responsive, U.S.-based customer support team and free help articles are there for you and your employees anytime you need us.

Visit Our Help Center

QSEHRA icons_Simplify benefits

Simplify benefits

Allows employers to avoid having to qualify for group health insurance and the headaches involved with re-enrollment and premium increases.

Learn About QSEHRA Plan Documents

QSEHRA icons_Recruit top talent

Recruit top talent

Helps attract employees. Aside from salary, health benefits are the top consideration applicants make before accepting a job offer.

Get to Know Our Software

QSEHRA icons_Retain employees

Retain employees

Gives employees the power to choose how they use their allowance. Can be used for health insurance premiums and even out-of-pocket expenses.

See How Much You Can Offer

PeopleKeep by the numbers

Join thousands of others who use PeopleKeep to administer their QSEHRA

$37M+

Reimbursement dollars processed

90,000+

Expenses Reviewed

17,000+

Active Users

Service the way it should be

As a small or medium size business owner, we know you wear a lot of hats. That’s why at PeopleKeep, our software is simple to administer and our award-winning customer service team is available at the click of a button. Whether it’s filling out legal documents, reviewing reimbursement requests, or navigating tax requirements, we’re here to guide you every step of the way.

Maybe that’s why we have hundreds of five-star reviews on Google, Capterra, and G2. Or maybe it’s because our customers love how intuitive and simple our software is to use. Either way, our team handles the administrative and compliance burden so you can focus on running your organization.

See what our customers have to say on Google, Capterra, and G2.

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How to sign up

Step 1

Step 1: See if you’re eligible for a QSEHRA

First, you’ll need to answer a few questions to make sure your organization is eligible to sign up for a QSEHRA. Your eligibility will depend on the size of your organization, the number of W-2 employees you have, and what other group health insurance plans you have in place.

Answer 2 to 4 quick questions to see if your organization is eligible for a QSEHRA

Step 2: Create a PeopleKeep account

Next, you’re ready to create a PeopleKeep account for your organization. Here you’ll fill in basic information about your organization, like the address, phone number, and tax-filing status.

We use the information you enter in this setup process to instantly set up your legal plan documents, which are part of what makes your QSEHRA plan compliant with all applicable federal regulations.

You’ll also include some basic contact information about you. As the benefits administrator, you’ll be able to add and manage benefits, users, and billing information. You’re welcome to add more admins later to help manage your account.

Learn who can serve as an HRA administrator

Step 2
Step 3

Step 3: Design your QSEHRA benefit and add your people

Now you’re ready to design your benefit so it’s tailored to you and your employees’ needs. This step includes choosing a monthly allowance amount, deciding if you want employees with different family statuses to receive different allowance amounts, and choosing whether or not you’d like to reimburse employees for qualifying out-of-pocket expenses in addition to their insurance premiums.

Next, you’ll add the names and emails of each of the employees you want to participate in your QSEHRA benefit. With a QSEHRA, all W-2 are eligible to participate, so all of your employees will automatically be opted in to the benefit.

Step 4: Launch your QSEHRA benefit

When you’re ready, the last step is for you to sign your benefit documentation to officially launch your QSEHRA. Once it’s signed, we’ll automatically invite your employees to start using it on the start date you chose!

Schedule a live consultation with a personalized benefits advisor to start the QSEHRA setup process today

Step 4

Offering benefits on a budget is possible with PeopleKeep

Skip the expensive group premiums and annual rate hikes that come with group health insurance plans and implement a cost-controlled, budget-friendly benefit.
 

QSEHRA

Qualified Small Employer HRA


The perfect on-ramp to health benefits for small employers.

$15

Per month
Per employee

$30

Per month
base fee  

$150 one time set-up fee

All eligible employees are included in the per-employee fee

Requirements:

  • Employee size: 1-49
  • Employee coverage: Variable
     
  • Group policy status: Cannot be offered
GET STARTED

Frequently Asked Questions

What does PeopleKeep’s HRA software do?
PeopleKeep’s HRA software helps employers administer their own HRA in just minutes per month. It makes health benefits smooth, efficient, and meaningful to employees. A PeopleKeep HRA gives employers instant access to legal plan documents and award-winning customer support for themselves and their employees.

Watch a demo

Does PeopleKeep have hidden fees?
We don’t believe in hidden fees at PeopleKeep. The only charges that will show up on your invoices are the one-time setup fee when you first purchase a plan, the monthly base fee, and the monthly per-employee fee.

What payment methods does PeopleKeep accept
We accept credit card and ACH payments.

Can business owners participate in a PeopleKeep HRA?
Almost all business owners can participate in a QSEHRA, except for S-Corporation owners with more than 2% ownership in the organization. See our chart on owner eligibility with a QSEHRA.

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Ready to get started?

Speak with a PeopleKeep personalized benefits advisor who can help answer questions, set up your account, and guide you through the beginning stages of your new benefit.

Are you an advisor?

See all the resources we have available to help you better serve your clients.

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Are you an employer?

We'll help you get started with your organization's health benefits.

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To make sure we get you to the appropriate benefits advisor, what size is your company?
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Great, thanks! Pick a day and time that works best for you, then give us a few details and we’ll pencil you in.
 
 
 
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