How to calculate FTEs to determine ALE status
Learn what a full-time equivalent employee (FTE) is, what your FTE number means if you’re an ALE, and how to calculate how many FTEs you employ.
2026 employee benefit plan contribution limits
Learn the 2026 employee benefit plan contribution limits for HRAs, HSAs, 401(k)s, and more. Stay informed to maximize tax advantages and savings.
What is the Affordable Care Act (ACA)?
The Affordable Care Act (ACA) expanded access to health insurance. Learn what the ACA is, what it requires, and how it impacts individuals and employers.
What is nondiscrimination testing?
Certain benefits offerings require nondiscrimination testing. Learn what non-discrimination testing is and why it’s important for your organization.
Guide to mid-year plan changes
Can you change your health insurance plan mid-year? This guide explains when it's allowed, what qualifies, and how to navigate mid-year changes.
What is considered protected health information (PHI)?
Protected Health Information (PHI) includes medical data linked to an individual’s identity. See what qualifies as PHI and how it must be safeguarded.
How California's individual mandate affects you
California's insurance mandate requires residents to have coverage or face a penalty. Find out how it works and what it means for your health plan.
Understanding pre vs. post-tax benefits
Confused about pre-tax vs. post-tax benefits? Learn how each affects your take-home pay and which options can maximize your savings.
Can I have an HRA and an FSA at the same time?
Learn if you can have an HRA and an FSA at the same time. Understand the rules, benefits, and how these accounts can work together for healthcare costs.
Top 25 health insurance companies in the U.S.
How HSA contribution limits work for spouses
The secret to negotiating lower medical bills
