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Health Benefits Blog

Five-minute guide to medical loss ratios (MLRs)

Medical loss ratios (MLRs) keep insurance companies from spending your premium dollars unwisely. See how MLRs are calculated and what they mean for you.

Affordable Care Act  |  Gabrielle Smith

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Premium Reimbursement and Group Health Rules

Where do premium reimbursement arrangements fit with group health and...

Top 10 Employee Questions on Premium...

In this article, we answer the top questions from employees about premium...

Why Cancelling Your Employer Health...

Learn how cancelling employer health insurance may be a great benefit to...

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Many small businesses choose a reimbursement plan that isn't ideal or that...

Does a group coverage HRA require a high...

Group coverage HRAs (GCHRAs) are usually connected to high deductible...

Learn more about each HRA

QSEHRA

Employers with 1-49 employees

A simple, controlled-cost alternative to group health insurance.

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ICHRA

For employers of all sizes

A flexible health benefit solution that can be used alone or alongside group health insurance.

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GCHRA

For employers offering group coverage

A group health supplement to help employees with out-of-pocket expenses.

Learn More