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Health Benefits Blog

Five-minute guide to medical loss ratios (MLRs)

Medical loss ratios (MLRs) keep insurance companies from spending your premium dollars unwisely. See how MLRs are calculated and what they mean for you.

Affordable Care Act  |  Gabrielle Smith

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The six small business owner structures

This article gives an overview of the six small business structures for...

Keeping an Open Line of Communication with...

Here are six tips for small businesses, startups, and HR on ensuring that...

Three types of employee reimbursement

Learn how small business owners can reimburse employees for business,...

What constitutes a group for health...

Many organizations want to know whether they are required to offer...

What are the W-2 requirements for a QSEHRA?

Learn the IRS reporting guidelines for the QSEHRA as well as other general...

Learn more about each HRA

QSEHRA

Employers with 1-49 employees

A simple, controlled-cost alternative to group health insurance.

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ICHRA

For employers of all sizes

A flexible health benefit solution that can be used alone or alongside group health insurance.

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GCHRA

For employers offering group coverage

A group health supplement to help employees with out-of-pocket expenses.

Learn More