What is an Annual Limit (Health Insurance)?
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What is an Annual Limit (Health Insurance)?

The annual limit on a health insurance policy is the maximum dollar amount that the insurance policy will cover in a year.

July 26, 2010 at 3:11 AM 1 min read
How to appeal claim denials and policy cancellations by an insurance company

How to appeal claim denials and policy cancellations by an insurance company

Effective September 23rd, 2010, new regulations give consumers in non-grandfathered health plans the right to appeal decisions, including claims deni

July 23, 2010 at 6:06 AM 2 min read
History of U.S. Health Insurance - Why Most Americans Get Health Benefits from Employers
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History of U.S. Health Insurance - Why Most Americans Get Health Benefits from Employers

Prior to World War II, most Americans paid for their own medical care, either directly to their chosen provider or through Blue Cross nonprofit healt

July 7, 2010 at 12:37 PM 2 min read
Medical Expense and Insurance Premium Reimbursement Accounts
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Medical Expense and Insurance Premium Reimbursement Accounts

Four way companies can provide tax-advantaged medical expense and insurance premium reimbursement accounts.

July 6, 2010 at 2:42 AM 1 min read
2 Ways You Can Contribute to a Health Savings Account (HSA)
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2 Ways You Can Contribute to a Health Savings Account (HSA)

How you can contribute to a health savings account.

February 26, 2010 at 7:46 AM 1 min read
What is the Tax Treatment of FSAs (Flexible Spending Accounts)?

What is the Tax Treatment of FSAs (Flexible Spending Accounts)?

Note: None of this should be taken as legal or tax advice. FSAs (Flexible Spending Accounts) are governed by Section 125 of the Internal Revenue Cod

January 25, 2010 at 11:23 PM 1 min read
Misleading Statistics about American Health Care
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Misleading Statistics about American Health Care

I want to tell you a little story that might not seem like it has anything to do with health care reform. Please bear with me. I'll tie it all tog

August 7, 2009 at 1:00 AM 2 min read
Health Reimbursement Arrangement (HRA) Rules in Illinois
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Health Reimbursement Arrangement (HRA) Rules in Illinois

Health reimbursement arrangement (HRA) rules in Illinois according to Illinois Department of Insurance.

July 30, 2009 at 5:15 AM 1 min read
How Do Insurance Companies Make Money?
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How Do Insurance Companies Make Money?

Health insurance companies are designed to make money off individuals.

May 15, 2009 at 11:50 AM 2 min read

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