Personalized benefits blog: Expert insights on personalized employee benefits

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Applicable Large Employers

How to calculate FTEs to determine ALE status

Learn what a full-time equivalent employee (FTE) is, what your FTE number means if you’re an ALE, and how to calculate how many FTEs you employ.

Health Benefits

What is a POS health plan?

A POS health plan, or point of service health plan, is a type of health insurance coverage that combines elements of both HMO and PPO plans.

Health Benefits

What is telemedicine and how can I pay for it?

Learn everything you need to know about telemedicine, including its covered services, pros and cons, and how you can pay for your virtual appointment.

Health Benefits

HRAs for dummies

A health reimbursement arrangement (HRA), sometimes called a health reimbursement account, is an IRS-approved, employer-sponsored, tax-free health...


7 group coverage HRA rules to know

Thinking of offering a group coverage HRA (GCHRA)? Ensure you follow these 7 rules for integrated HRAs to ensure your health benefit complies with...

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