Innovative health benefits for small businesses
With a PeopleKeep HRA, you can offer your employees a health benefit that works for everyone—while you stay in control of your budget.
- Offer a competitive benefit without breaking the bank
- Spend only minutes each month on benefit administration
- Let your employees choose their coverage with in-house support
Tailored health benefits for small businesses
To attract and retain employees, you need a standout benefits package. But for small employers, offering health benefits can feel impossible. Group health insurance is expensive and other options are too inflexible or financially risky.
That’s where PeopleKeep comes in. We believe personalized health benefits should be within reach for every business—no matter the size.
With a health reimbursement arrangement (HRA) offered through PeopeKeep by Remodel Health, you set your budget. Your employees get tax-free reimbursements for medical expenses, including their individual health insurance premiums. HRAs are flexible, affordable, and tailored to fit your team’s needs—without the complexity of traditional plans.
Award-winning HRA software trusted by employers
HRA administration with PeopleKeep
PeopleKeep by Remodel Health makes launching and managing an HRA accessible and intuitive for employers.
Design your HRA
Our platform guides you through the benefit design process. You can customize employee allowances and other plan details, like waiting periods.
Onboard your employees
Once you’ve designed your HRA, you can add your people to the benefit. Our platform will automatically generate plan documents and send out invites.
Reimburse your employees
Once you’ve launched your benefit, your employees can submit reimbursement requests. We review their requests for you for IRS compliance.
PeopleKeep’s software lets you administer three types of HRAs:
QSEHRA
Qualified small employer HRA
A powerful alternative to group health insurance made specifically for small employers with fewer than 50 full-time equivalent employees. Offer an affordable health benefit for your small team.
ICHRA
Individual coverage HRA
A cost-controlled health benefit that enables employers of all sizes, including ALEs, to provide a contribution for employees' individual health insurance plans and out-of-pocket medical expenses.
GCHRA
Group coverage HRA
A supplement to traditional group health insurance that employers can use to help their employees with out-of-pocket medical expenses, such as deductibles and copayments.
How our software works
PeopleKeep makes the process of offering a tailor-made health benefit easy. Our user-friendly software allows companies to set up and launch an HRA in minutes. It also gives employers more control over their budget while giving employees more flexibility over how to leverage their benefits.
Here’s a breakdown of how the process works:
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Step 1: Design your benefit & invite employees
Design your custom HRA benefit. Define your benefit start date, allowance amounts, eligibility criteria, and other aspects that align with your company’s policies and employee needs.
Step 2: Employees make eligible purchases
Once invited and onboarded, employees can submit eligible health expenses for reimbursement. Our system ensures a smooth process for submitting and tracking expenses.
Step 3: Approve expenses & reimburse employees
Once submitted expenses are verified and approved, you can proceed with reimbursement. You can reimburse your employees through payroll, check, cash, or bank transfer.Not sure which HRA is the best fit for your team?
Is an HRA right for you?
PeopleKeep for small businesses
Whether you're offering benefits for the first time or looking for an affordable alternative to group health insurance, PeopleKeep can help. See how PeopleKeep's HRA solution works for organizations with fewer than 50 employees.
- You set your benefits budget
- Your employees can choose the plans that work best for them
- We handle the most time-consuming tasks for you
HRA solutions for large employers
Have 50 or more employees? As an applicable large employer, the ACA requires you to offer health insurance. You can break free from annual rate increases with an ICHRA. Learn more about how PeopleKeep and Remodel Health can help you offer an ICHRA to your team.
- Comply with the ACA without breaking the bank
- Save your HR department time
- Improve employee satisfaction and retention
Nonprofit health benefit solutions
Running a nonprofit is hard work. If you have a limited budget or resources, you can still offer a quality health benefit thanks to HRAs. By working with PeopleKeep, you can build an affordable health benefit that your employees love.
- No minimum contribution amounts
- No minimum participation requirements
- You set your benefits budge
Offer an HRA to your clients
Are you a broker or a trusted advisor? As a local agent, you need every advantage to maintain strong client relationships. Working with PeopleKeep can transform the way you work with clients.
- Offer your clients a health benefit they can afford
- Remain the agent of record for your clients
- Earn commissions
Why choose PeopleKeep?
Award Winning Customer Support
Simplify Benefits
Benefit Personalization
Complete Cost Control
“We were sold on PeopleKeep because of your affordable pricing, great customer service... It fits within our budget and the product is clean, robust, and easy to use.”
“PeopleKeep is modern, accurate, compliant, and user-focused. The platform helps keep our records up-to-date. We just log on and it’s all there.”
"Working with PeopleKeep's customer service team through the chat function has been great and responses have been fast."
“We were sold on PeopleKeep because of your affordable pricing, great customer service... It fits within our budget and the product is clean, robust, and easy to use.”
Stephen Goodrow
| NOBL Beverages
“PeopleKeep is modern, accurate, compliant, and user-focused. The platform helps keep our records up-to-date. We just log on and it’s all there.”
Dawn Borgia
| Coastal Community Church of Virginia Beach
"Working with PeopleKeep's customer service team through the chat function has been great and responses have been fast."
David Herzog
| CompuWave
“We previously had a QSEHRA through Gusto. But the administrative process was clunky and caused the team a lot of anguish. We were excited to switch to PeopleKeep because they were clearly focused on customer service and creating an easy platform for our team to use.”
Janan Sirhan
| Impactual LLC
“Not only is our QSEHRA benefit an added bonus to our compensation package, but it also helps with our employee retention.”
Neenah Marie
| 2 Pees in a Pot
Health benefits and small business resources
Watch a demo
Get a first-hand look at how our platform transforms HRA management with our demo videos.
Take our HRA quiz
Not sure which benefits plan is right for you? Let our HRA quiz guide you toward the best options.
Explore resources
Dive into our extensive collection of detailed guides, comparison charts, and reports.
What is a special enrollment period?
What to do if high claims are driving up your group health insurance costs
What are the most important benefits to employees?
Frequency Asked Questions
PeopleKeep’s HRA software helps employers administer their own HRA in just minutes per month. It makes health benefits smooth, efficient, and meaningful to employees. A PeopleKeep HRA gives employers instant access to legal plan documents and award-winning customer support for themselves and their employees.
Watch a demo
Almost all business owners can participate in a QSEHRA, except for S-Corporation owners with more than 2% ownership in the organization. See our chart on owner eligibility with a QSEHRA.
Interested in signing up with PeopleKeep?
Speak with a PeopleKeep personalized benefits advisor who can help you answer questions, set up your account, and guide you through the beginning stages of your new benefit.
Learn how some of our customers have leveraged PeopleKeep to build better benefits packages
