Streamlined health benefits administration for small businesses

As a small employer, you work hard to grow your business. But no business is successful without a team of talented people. By working with PeopleKeep, you can build a solid health benefits package that attracts and retains top talent and still have plenty of time to focus on scaling your business.

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Are you struggling to attract and retain talent for your small business?

Now you can offer stand-out personalized benefits that help you keep your ideal employees without breaking the bank. Our health benefits administration platform is designed for small businesses like yours that want to improve their employee experience without the administrative burden of traditional benefits.

With PeopleKeep, you can:

Save time with our easy-to-use benefits administration platform

Control your employee benefits costs

Offer a flexible health benefit that allows you to reimburse insurance premiums and out-of-pocket medical expenses

Improve employee satisfaction and retention through individualized benefits


Why should small businesses offer employee benefits?

At PeopleKeep, we understand that growing your business takes time. There are many challenges along the way, including financial and time constraints and trouble finding good employees. 

However, your employees are your most valuable asset. Their dedication and hard work are what drive your business forward. Once you have the right team in place, it’s important to keep them. One of the best ways to retain your team is by investing in a competitive employee benefits package. However, many traditional benefits are too expensive, and managing them can be daunting for small employers, especially if they double as ad hoc HR managers.

That’s where PeopleKeep comes in. We’re the leader in cloud-based personalized health benefits administration solutions, and we’re here to help you build a benefits package that works for your unique needs and budget. 

With PeopleKeep, you don’t have to spend a fortune or manage relationships and contracts with numerous vendors. Our platform makes it easy to offer affordable benefits that reflect your company’s values while eliminating the administrative burden. 

"Before PeopleKeep, we didn't offer a health benefit at our organization. We wanted to provide a benefit for the first time to take care of our employees—and PeopleKeep allowed us to do that."

What is PeopleKeep?

PeopleKeep is your partner in offering personalized benefits administration software. We help organizations of all sizes to offer individualized health benefits that are flexible and scalable. Our mission is to make health insurance accessible for small and midsize businesses so they can better care for their people. We believe every employee deserves access to benefits that support their unique needs, and we’re here to make it easy for you to offer those benefits. 

Since starting as Zane Benefits in 2006, we’ve helped thousands of employers administer their benefits.


How does PeopleKeep work for small businesses?

Whether you’re looking to offer your very first benefit or you’re looking for an easier, more affordable option, we can help. With our benefits administration platform, you can offer a variety of perks to your team.

Health benefits options for small businesses

At PeopleKeep, our software allows you to administer health reimbursement arrangements (HRAs), a powerful and affordable alternative to group health insurance plans.


Qualified small employer HRA

A powerful alternative to group health insurance made specifically for small employers.



Individual coverage HRA

A health benefit that enables employers to cover the individual insurance plans their employees choose.



Group coverage


A health benefit that employers can use to help employees with their out-of-pocket expenses.



Health reimbursement arrangements (HRAs) for small businesses

An HRA is an IRS-approved health benefit that enables employers to reimburse their employees tax-free for qualifying medical expenses such as health insurance premiums and other out-of-pocket expenses. Employers simply set a monthly allowance for their employees to use and approve their eligible expenses for reimbursement.

There are two types of HRAs that employers can leverage as alternatives to traditional group health insurance. The QSEHRA is specifically designed for small organizations with fewer than 50 full-time equivalent employees (FTEs), while an ICHRA is an excellent option for small employers of all sizes. 

Employers that offer a group plan can pair it with a GCHRA to supplement their employees’ health benefits and cover out-of-pocket expenses.

Complete cost control

Set a budget that works for your team and avoid any unexpected rate hikes

No minimum size requirements

Unlike many group policies, an HRA doesn't require you to meet a participation threshold

Personalization and flexibility

Employees can spend allowances on the health policies, services, and products that work best for them

Tax-free reimbursements

Reimbursements are tax-free for employers and employees who have minimum essential coverage

Start offering an HRA to your employees in three easy steps:

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Step 1: Design your benefit & invite employees

Customize your benefit so it’s uniquely suited to your needs. You get to decide how much you want to offer to employees each month, which expenses are eligible for reimbursement, and more.
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Step 2: Employees make eligible medical purchases

Once your benefit is set up and you invite your employees, they can start to use their allowances. Eligible expenses can include anything listed under IRS Publication 502, though you can limit these items. Employees then submit proof of incurred expenses through our software.
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Step 3: Review and approve expenses

Once employees submit their eligible expenses and documentation, the PeopleKeep documentation review team experts will review your employees’ submissions for you. If it’s a qualified expense, you can reimburse your employee through payroll, check, cash, or bank transfer.

Find out which HRAs are the best fit for your team

Take our HRA quiz. 

Why small businesses choose PeopleKeep

Award-winning support

Our responsive, U.S.-based customer support and customer success teams are available for your team when you need us. We’ve won four consecutive Stevie Awards for our customer service!

Benefits expertise

As the first company to offer a cloud-based QSEHRA administration platform and a history of excellence in employee benefits dating nearly two decades, we are experts in the industry.

Hassle-free administration

Our easy-to-use dashboards make managing your benefits a breeze. Qualifying organizations also receive access to a dedicated customer success manager.

Small business testimonials

What our customers are saying

“Last year, we visited the Marketplace to compare other health benefit options, but our employees were adamant they wanted to stay with the QSEHRA. High employee satisfaction has kept us with PeopleKeep."

“The ICHRA fits everyone’s individual needs. Now employees ask why we didn’t do it sooner!”

“I found the software very simple and very intuitive. The onboarding process took less than 30 minutes.”

Learn more about small business employee benefits

Personalize your benefits with PeopleKeep for a happier, healthier team

Speak with a PeopleKeep personalized benefits advisor today to see how HRAs can help your small business reach its full potential.