The premier ICHRA solution built for large and enterprise employers

ICHRA+ by Remodel Health

Remodel Health, PeopleKeep’s parent company, is reshaping the future of health benefits. With ICHRA+ ®, we’re empowering applicable large employers (ALEs) with a more adaptable and cost-controlled alternative to traditional group health insurance. Our ICHRA+ ® solution is tailored to the needs of enterprise organizations, offering greater expert support, additional plan design features, and robust compliance.

ICHRA+ delivers

An individual coverage health reimbursement arrangement (ICHRA) offers your team more choice than traditional group health insurance allows, all while giving you complete cost control. With an ICHRA, you can give your employees an allowance for the individual health insurance plans they choose.

ICHRA provides a way for large employers to offer a compliant health benefit while saving time and money. Similar to how retirement benefits evolved from pensions to 401(k)s, an ICHRA allows employers to provide a defined contribution while empowering employees to choose the individual health plan that suits them best.

Remodel Health’s ICHRA+ ® solution is purpose-built to help large employers break free from outdated systems. It offers white-glove support and a full-service technology platform.

ICHRA+ ® takes this modern benefits approach to the next level. While PeopleKeep’s ICHRA is a highly innovative, low-touch product for small and mid-size businesses, Remodel Health’s ICHRA+ is tailored specifically for large and enterprise organizations. With white-glove service, expert guidance, and a fully integrated technology platform, ICHRA+ ® is built to meet the needs of large employers transitioning away from traditional group coverage.

Seamless integrated health insurance shopping

Your employees can shop for individual health plans with our intuitive in-app experience. They can easily compare plans, see coverage details, and make their selection with confidence.

Autopay solutions

With ICHRA+, your employees don’t need to pay their health insurance premiums out of pocket and wait for reimbursement. We provide direct-to-carrier payments for dozens of insurance carriers, eliminating manual processes.

Payroll integrations

Enterprise employers can access payroll integrations with many of the top payroll and HRIS platforms, including ADP and Paylocity, making it easy for them to manage their benefits while reducing their administrative workload.

Superior compliance support

Our reporting tools help you maintain compliance with federal laws, such as the ACA and ERISA. You can easily generate reports, including data for Forms 1094 and 1095.

Plan documents

We’ll create legal plan documents to help you comply with IRS and ERISA rules.

White-glove service:

With Remodel Health, you don’t just get access to an ICHRA administration platform. Our team of experts is here for you every step of the way to ensure a seamless transition for you and your employees.

Features

PeopleKeep ICHRA

Remodel Health ICHRA+

Best for

Small and mid-sized businesses. New to benefits groups.

Large and enterprise employers. Those looking to switch from group health plans.

Customizable HRA design

6 employee class options. Family status. Simple age banding

11 employee class options. Family status. Age banding

Employee health insurance shopping

Employees can compare and select on- and off-exchange plans.

Employees can shop for off-exchange plans. We also recommend a plan most similar to the previous group plan (if switching from group).

Provider and prescription coverage filtering when shopping for health insurance

Autopay for premiums

Support level

Low-touch, self-service model with award-winning customer support through email or chat.

Concierge-style white-glove service with expert guidance every step of the way.

Funding model

The employer sets monthly allowances and reimburses employees for eligible expenses.

Employer-defined budget with automatic premium payments.

Plan documents and summary plan description

ICHRA notice distribution

PCORI fee estimate

We provide an estimate based on the number of lives on the benefit.

We provide you with a Form 720 with completed PCORI fee details.

In-house Medicare support

Medicare reimbursements are supported, but we provide no enrollment assistance.

We have licensed advisors who can support employees with Medicare.

Form 1094 and 1095 reporting

Basic data download available for applicable large employers (ALEs).

We provide a robust data download, filing sheet instructions, and coding recommendations.

Payroll/HRIS integrations available

Due diligence

Setup

Design your ICHRA benefit. We’ll recommend a plan design and begin building your benefit in our ICHRA+ ® platform.

Kickoff

We’ll take care of your team. We’ll host an employee kickoff meeting, provide education resources, and begin health plan advisements.

Transition

Employees will create Remodel Health ICHRA+ ® accounts and enroll in individual health plans.

Finalize

Admins complete the adoption agreement. After meeting with our CS team and setting up AutoPay, the benefit is ready to launch.

HRA 101

Modern and intuitive health benefits administration

Health benefits solutions

Expert resources

About PeopleKeep