
History of Health Savings Accounts - MSAs to HSAs
The History of Health Savings Accounts, or HSAs, goes back to the 1980s and 1990s when Congress began discussing Medical Savings Accounts (MSAs)...

Businesses Are Not Required to Offer HRA to All Employees
A health reimbursement arrangement (HRA) is not required to be provided to all employees at a company.

HRA Plan - How to Design a Health Reimbursement Arrangement in 3 Steps
A Health Reimbursement Arrangement or HRA plan offers employers more flexibility than traditional benefit programs.

8 Benefits of a Premium Only Plan (POP) for Small Businesses
Here’s 8 benefits small businesses and employees can expect with a Premium only Plan (POP) plan...

What is CMS (Centers for Medicare & Medicaid Services)?
CMS (Centers for Medicare Medicaid Services) is the U.S. federal agency that administers Medicare, Medicaid, and

Annual and Lifetime Limits for HRAs
How PHS Act Section 2711 Annual and Lifetime Limits apply to Stand-alone HRA accounts, Health Reform, PPACA, Health Reimbursement Arrangements

What is the National Federation of Independent Business (NFIB)?
The National Federation of Independent Business (NFIB) is a small business association representing small and independent businesses. A nonprofit, no

Can I Self Administer an HRA (Health Reimbursement Arrangement)?
Most employers that self-administer an HRA overlook important compliance obligations that put them at financial risk...

Self-Employed Can Take Tax Deduction for Individual Health Insurance
This should not be taken as legal or tax advice. Eligible self-employed individuals can use the self-employed health insurance deduction to reduce t



