Choosing between health benefits options can be difficult—especially for small businesses. As a small business, you must balance the company budget, ...
IRS Publication 502, Medical and Dental Expenses, defines medical care for the purpose of deducting medical expenses and reimbursing medical expenses ...
Under IRS rules, small businesses can reimburse employees for their health insurance in a tax-advantaged way. The most prominent vehicle for doing so ...
Which is better: A health reimbursement arrangement (HRA) or a health savings account (HSA)? HRAs are entirely funded by the employer and available ...
A health reimbursement arrangement (HRA), sometimes called a health reimbursement account, is a company-funded, tax-advantaged health benefit used to ...
The qualified small employer health reimbursement arrangement (QSEHRA), also called a small business HRA, comes with annual contribution limits. In ...
Having the right health insurance benefit for your small business is extremely important. In order to help you find the benefit that fits your needs, ...
When evaluating a new or existing health insurance program, your company’s contribution strategy is an important consideration. In simple terms, how ...
Individual health insurance is more affordable than group health insurance. And under the Affordable Care Act, individual health plans must cover all ...
Simply put, employee benefits are any form of compensation paid to employees over and above regular salary or wages. Employee benefits come in many ...
When it comes to offering health insurance to pastors and clergy, churches may feel out of options. They want to take care of their pastor and staff, ...
The rising costs of health care aren’t just a problem for individuals—they’ve also impacted businesses that make health benefits a priority for their ...
The qualified small employer health reimbursement arrangement (QSEHRA) is a popular health benefits solution for small businesses. Not only does the ...
The personalized health benefits category is poised for even greater growth as Congress considers two bills aimed at expanding certain benefits. The ...
As the Trump administration continues to scale back the Affordable Care Act (ACA), many small businesses have raised questions about which portions ...
Securing quality health benefits for nonprofits has grown more and more difficult. Between rising premiums in the group health insurance market and ...
A health reimbursement arrangement (HRA) is a type of tax-free personalized health benefit. HRAs are particularly popular among small businesses, as ...
Whether a business is large or small, business owners know that the best way to hire and keep top talent is by offering the benefits employees want ...
For decades, traditional group health insurance was the standard health care coverage option for businesses of all sizes. In recent years, however, a ...
When Congress created the qualified small employer health reimbursement arrangement (QSEHRA), or small business HRA, many envisioned it as a vehicle ...
Small businesses have now had one year to explore, offer, and experiment with the qualified small employer health reimbursement arrangement (QSEHRA), ...
When the Affordable Care Act passed in 2010, U.S. businesses received a new federal requirement: provide health insurance to all full-time employees ...
Offering group health insurance is expensive—especially for small businesses. Businesses with fewer than 50 employees typically have smaller budgets, ...
One of the primary benefits of offering a qualified small employer health reimbursement arrangement (QSEHRA) is the tax advantage available to both ...
When Congress created the qualified small employer health reimbursement arrangement (QSEHRA) in December 2016, legislators were careful to set it up ...
The opportunity to offer personalized health benefits is growing. Over the years, new tax-free vehicles have emerged, and small businesses now have ...
Today, we are officially launching our new company, PeopleKeep. Read on for more information about PeopleKeep and what this means for you. Our story ...
What is health care reimbursement? A health care reimbursement plan, in a general sense, is a health benefit where employees are reimbursed by their ...
There’s a shift occurring in the small business benefits market—one that takes companies away from traditional group benefits and toward a new model. ...
Small business benefit options have never been more varied. Get the most mileage from your offerings with the benefits employees love best. The U.S. ...
Thanks to the country’s ongoing economic recovery, the job market now firmly favors job seekers. Perhaps it’s no surprise, then, that two-thirds of ...
Note: For the latest information on QSEHRA conditions in each state, including average allowance amounts and utilization rates, check out our QSEHRA ...
Medicare and Social Security are two subjects complicated enough to give anyone a mental workout. However, it’s important for employers and employees ...
One of the chief benefits of offering a personalized benefits solution like the qualified small employer health reimbursement arrangement (QSEHRA), ...
I love working for a small business. In a smaller office, my day-to-day impact is much bigger, and when I wake up in the mornings, I know I’m going ...
One of the central questions in reforming U.S. health care asks whether businesses should be required to provide health insurance to their employees. ...
As the Senate gets ready to consider the American Health Care Act, refresh your memory on how the bill is different from the Affordable Care Act. See ...
The House of Representatives took the first step last week toward attaining a long-desired goal—the repeal and replacement of the Affordable Care Act ...
Millennials are now the largest generation in the American workforce. As baby boomers retire and a younger generation of workers fills their shoes, ...
The following is a summary of a section from our free resource, The Comprehensive Guide to the Small Business HRA. If you would like to download the ...
The following is a summary of a section from our free resource, The Comprehensive Guide to the Small Business HRA. If you would like to download the ...
This post is an extract from our eBook, The Comprehensive Guide to the Small Business HRA. You can download the full guide for free by clicking here. ...
This post is a summary of a section from our eBook, The Comprehensive Guide to the Small Business HRA. If you’re ready to offer the Qualified Small ...
Married couples share a lot of things, including health insurance coverage in some cases. If you want to switch to a spouse’s policy—or your spouse ...
The 21st Century Cures Act reintroduced the Stand-Alone Health Reimbursement Arrangement (HRA) for small businesses, making it possible for them to ...
In December 2016, Congress revised and revived a popular employee benefits option: the health reimbursement arrangement (HRA). Many users of the new ...
Employee turnover is expensive, costing businesses six to nine months’ salary on average. Savvy employers recognize that keeping their people means ...
Health care costs are projected to increase by 6.5 percent in 2017, which means they will continue to expand more rapidly than inflation. As a rising ...
If you’re interested in establishing a small business HRA, or qualified small employer health reimbursement arrangement (QSEHRA), for your company, ...
The following is an extract from our free eBook, The Comprehensive Guide to the Small Business HRA. Click here to download the full eBook, which will ...
It’s no secret that health insurance is a complicated subject. From deciphering information in benefits statements to sorting out which services and ...
Despite the political climate, premium tax credits (sometimes called subsidies) are still available to individuals who don’t receive health insurance ...
As we’ve discussed before, businesses with fewer than 50 employees have several choices when it comes to health insurance options for small groups. ...
A common question among small business owners is whether they can offer employees a stipend to help pay for the cost of individual health insurance. ...
Working life can be stressful, but according to a recent survey by workplace wellness provider MediKeeper, American workers report less stress when ...
In today’s marketplace, many people get their health insurance coverage from a spouse’s benefits plan; however, a growing number of married couples ...
Health savings accounts (HSAs) have been around since 2003; however, many people remain unfamiliar with them. Similar to a personal savings account, ...
Recent health-care reform initiatives, including the passage of the 21st Century Cures Act in December 2016, have ushered in significant changes that ...
Health savings accounts (HSAs) have become a popular option for people who wish to have comprehensive individual health insurance while building up ...
The U.S. Department of Health and Human Services (HHS) has released the federal poverty level (FPL) guidelines for 2017. Individuals whose household ...
It seems that not a day goes by without Obamacare making headlines. As the new Republican administration gets settled, it’s an understatement to say ...
Studies show that employee turnover can be one of the biggest costs for businesses. On average, businesses must spent the equivalent of six to nine ...
The Affordable Care Act (ACA) has added some additional paperwork to the tax-filing process. Employers offering small business health insurance are ...
The new year will undoubtedly bring many changes, including new opportunities for businesses to tap into what their employees are looking for when it ...
As 2017 gets underway and a new political administration takes over, businesses across the country are likely to confront a variety of changes in the ...
When the 21st Century Cures Act created the qualified small employer health reimbursement arrangement (QSEHRA), also known as the Small Business HRA, ...
Since the passage of the Small Business Healthcare Relief Act (SBHRA) as part of the 21st Century Cures Act, people enrolled in health care sharing ...
If you have questions about the regulations behind your health savings account (HSA), you are not alone. There is quite a bit of confusion regarding ...
Each year, executive directors sit down with their board of directors to review the nonprofit’s annual budget. Projections are made for revenue and ...
A common question is "will offering a QSEHRA prevent employees from obtaining individual premium tax credits?" The answer is no, but adjustments must ...
After years of challenges due to rising healthcare costs and federal health reform, small businesses in the United States have received some welcome ...
A high deductible health plan (HDHP) paired with a Health Savings Account (HSA) is growing in popularity. For example, HDHP plans have increased from ...
With pensions being quickly phased out and the future of social security increasingly uncertain, concerns about retirement savings are rising. Many ...
Every small business owner ready to offer employee health benefits has to decide between offering group health coverage and letting their employees ...
In 2013, the Department of Labor issued a technical release modifying annual limit regulations as they pertained to stand-alone health reimbursement ...
Effective September 6, 2016, the Department of Health and Human Services (HHS) has increased monetary penalties for violating HIPAA regulations. If ...
There has been a lot of discussion recently about the rising cost of individual health insurance plans on the Obamacare exchanges. Some Marketplace ...
In the aftermath of the presidential election, there has been a growing air of uncertainty over how proposed public policy will impact healthcare in ...
Like many other areas of the healthcare industry, enrolling in Medicare often leads to more questions than answers. If you work for a small business, ...
Open enrollment for individual health insurance plans on the Affordable Care Act (ACA) Marketplace is finally here. With the start of the enrollment ...
With the rising cost of healthcare such a hot topic these days, entrepreneurs are wondering about their small business health insurance options and ...
There is a lot of confusion about how health reimbursement arrangements (HRAs) can be used under the current healthcare laws. The Affordable Care Act ...
It's Halloween, which means it's also renewal time for small business health insurance. Insurance rate increases are so common these days, we’ve come ...
The Affordable Care Act (ACA), otherwise known as “Obamacare,” states every American must carry minimum essential health coverage. People who choose ...
If your company does not offer small business health insurance, you are likely gearing up for this year's open enrollment on the individual market. ...
As with many other aspects, small business HR (human resources) does not function in the same way as it does in large companies. Entrepreneurs tend ...
Many small business owners are busy enough without adding employee retention strategy to their lists. Employee turnover is often overlooked because ...
Many small business employees purchase their own individual health insurance through the ACA Marketplaces or private insurance websites. When looking ...
When the Senate returned from their summer vacation, a lengthy to-do list was waiting for them. While they have been able to cross a few things off ...
If your small business uses a Health Reimbursement Arrangement (HRA) or Healthcare Reimbursement Plan (HRP) to reimburse employees’ health insurance ...
There is little doubt that technology is taking over the world. We have smart phones, smart watches, smart homes, and smart cars - and yet employee ...
Employee engagement is a hot topic among business researchers these days. Everyone wants to know how they can keep employees engaged - or even just ...
Business owners often ask how they can measure, then improve employee retention. There are many innovative ideas out there, but one frequently left ...
With open enrollment season upon us, small business owners all over the nation are looking to start, renew, or change health benefit options for the ...
There’s no denying the fact that employee benefits are changing dramatically in this country. Time and time again, studies have shown that employers ...
Over the past 10 years, health insurance costs have increased steadily. The big question is how these changes affect American workers and what that ...
It can be confusing to plan your small business health insurance budget if you have employees with different types of coverage. For example, you may ...
If you are considering the QSEHRA for your organization or want to learn more about how it works, join QSEHRA expert Amanda Giacobassi as she covers how to evaluate the QSEHRA for your business.
There's a new way to offer employee benefits—one that lets small businesses give employees tax-free money to spend on the consumer services they find most valuable.
You can use your HRA to pay for individual health insurance as well as out-of-pocket medical, dental and vision expenses. Use our interactive list below to see what can be reimbursed.
In our yearly report, we analyze data gleaned from our clients for the past year to show how real businesses are making reimbursement plans work for them.
The passage of the Affordable Care Act opened up new and affordable options for dental practices wishing to provide health benefits to their employees.
With limited access to capital, small nonprofits often feel hard-pressed to offer or maintain health insurance coverage for their employees - even though it is something leadership, the board of directors, employees, and donors value.
Medical Reimbursement Plans are IRS-approved health plans that allow for tax-free reimbursement for medical expenses, and there are a few different types.
Premium Reimbursement Arrangements are gaining popularity with small and medium-sized businesses because they offer a more affordable way to offer health benefits.
A Health Reimbursement Plan (HRP) is a type of Medical Reimbursement Plan designed for individual health insurance reimbursement, similar to a business expense account for personal health insurance.
FSAs are established by employers, and are (usually) 100% employee funded. They are Flexible_spending_accountone way for employees to use pre-tax dollars to pay for medical expenses.
Rather than paying the costs to provide a specific group health plan benefit (a "defined benefit"), employers fix their costs on a monthly basis by establishing a Defined Contribution Health Plan.
How does employee engagement impact job satisfaction, why does employee engagement affect employee morale, and what methods exist for better engagement.
