What are the group coverage HRA employee classes?
The group coverage health reimbursement arrangement (GCHRA) allows employers to supplement traditional group plans while maintaining budget control. Employers l …
HRAs and W-2 annual reporting
Offering a health reimbursement arrangement (HRA) as part of your total compensation package is a great way to attract and retain talented workers. But, employe …
2025 federal poverty guidelines
The federal government releases an updated federal poverty guidelines chart every January. Knowing if your household income falls below the federal poverty leve …
HRAs and healthcare ministry sharing programs
Soaring health insurance expenses have led both employers and individuals to search for more cost-effective coverage options. Employers might consider implement …
Why you should offer small business employee benefits
Investing in small business employee benefits isn’t just about offering nice perks. It’s a strategic move that can increase employee morale, improve productivit …
What is a deductible?
Have you seen the term “deductible” when shopping for a health insurance policy but aren’t sure what it means? Understanding your health insurance deductible is …
What is a lifestyle spending account?
Many employers are familiar with account-based benefits like health savings accounts (HSAs) and flexible spending accounts (FSAs). But many haven’t heard of lif …
The eight small business owner structures
When starting a business, one of the most important steps is deciding which structure your organization will have. As a business owner, you get to pick which ty …
Six tools every health insurance agent should have
In the competitive insurance industry, success isn't just about selling policies. It's about building trust, managing relationships, and providing exceptional s …
Top 25 health insurance companies in the U.S.
How to calculate modified adjusted gross income (MAGI)
What percent of health insurance is paid by employers?
