<img src="//bat.bing.com/action/0?ti=5067266&amp;Ver=2" height="0" width="0" style="display:none; visibility: hidden;">
BUY NOW

Small Business Employee Benefits and HR Blog

State by State Guide to Health Insurance Exchange Decisions 2012

Starting in 2014, health insurance coverage for individuals and small businesses will become available through new state health insurance exchanges. Most importantly, the key tax credits (e.g. the small business healthcare tax credits) and tax subsidies (e.g. individual health insurance tax subsidies) will only be available for coverage purchased via a state health insurance exchange. Below is a summary of progress for health insurance exchange implementation on a state-by-state basis as of December 14, 2012.

States have the following three options for setting up a state health insurance exchange for 2014:

  1. They can elect to build a State-Based Exchange, 
  2. They can enter into a State-Federal Partnership Exchange, or
  3. They can default to a Federally-Facilitated Exchange. 

2012 State Decisions For Creating Health Insurance Exchanges in 2014

State by State Guide to Health Insurance Exchanges 2012 resized 600

State Exchange Decision
Alabama Default to Federal Exchange
Alaska Default to Federal Exchange
Arizona Default to Federal Exchange
Arkansas Planning for Partnership Exchange
California Declared State-based Exchange
Colorado Declared State-based Exchange
Connecticut Declared State-based Exchange
Delaware Planning for Partnership Exchange
District of Columbia Declared State-based Exchange
Florida Default to Federal Exchange
Georgia Default to Federal Exchange
Hawaii Declared State-based Exchange
Idaho Declared State-based Exchange
Illinois Planning for Partnership Exchange
Indiana Default to Federal Exchange
Iowa Planning for Partnership Exchange
Kansas Default to Federal Exchange
Kentucky Declared State-based Exchange
Louisiana Default to Federal Exchange
Maine Default to Federal Exchange
Maryland Declared State-based Exchange
Massachusetts Declared State-based Exchange
Michigan Planning for Partnership Exchange
Minnesota Declared State-based Exchange
Mississippi Declared State-based Exchange
Missouri Default to Federal Exchange
Montana Default to Federal Exchange
Nebraska Default to Federal Exchange
Nevada Declared State-based Exchange
New Hampshire Default to Federal Exchange
New Jersey Default to Federal Exchange
New Mexico Declared State-based Exchange
New York Declared State-based Exchange
North Carolina Planning for Partnership Exchange
North Dakota Default to Federal Exchange
Ohio Default to Federal Exchange
Oklahoma Default to Federal Exchange
Oregon Declared State-based Exchange
Pennsylvania Default to Federal Exchange
Rhode Island Declared State-based Exchange
South Carolina Default to Federal Exchange
South Dakota Default to Federal Exchange
Tennessee Default to Federal Exchange
Texas Default to Federal Exchange
Utah Declared State-based Exchange
Vermont Declared State-based Exchange
Virginia Default to Federal Exchange
Washington Declared State-based Exchange
West Virginia Planning for Partnership Exchange
Wisconsin Default to Federal Exchange
Wyoming Default to Federal Exchange

Source: Kff.org, Data as of December 14, 2012