
Individual Health Insurance Policy Overview - February 2009
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The number of individual and family policies increased 40% from 2007 to 2009.
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The average monthly premium and annual deductible for an individual was $161 and $2,326 respectively.
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The average monthly premium and annual deductible for a family was $383 and $3,128 respectively.
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The average age of a policy holder was 35 years old.
Individual Health Insurance Expectations for 2010
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More companies drop group health coverage in favor of Health Reimbursement Arrangements (HRAs)
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The unemployment rate continues to rise
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Individual policies continue to outmatch group plans with lower costs and portability from employer-to-employer
What do you think?