eHealth Inc. released a study of their policies titled, "The Cost and Benefits of Individual and Family Health Insurance Plans 2009." The report surveyed the active policies in the month of February 2009.
Individual Health Insurance Policy Overview - February 2009
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The number of individual and family policies increased 40% from 2007 to 2009.
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The average monthly premium and annual deductible for an individual was $161 and $2,326 respectively.
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The average monthly premium and annual deductible for a family was $383 and $3,128 respectively.
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The average age of a policy holder was 35 years old.
Individual Health Insurance Expectations for 2010
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More companies drop group health coverage in favor of Health Reimbursement Arrangements (HRAs)
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The unemployment rate continues to rise
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Individual policies continue to outmatch group plans with lower costs and portability from employer-to-employer
What do you think?
