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Small Business Employee Benefits and HR Blog

History of HRAs & Online Employee Communication Tools

Health Care News You Can't Miss...

History of Health Reimbursement Arrangements (HRAs)

At the beginning of the 20th century...larger employers provided self-funded, self-managed, onsite medical care in the form of a company doctor. This developed into today’s system in which employers pay for employee medical expenses through self-insured or fully-insured health benefits plans.

On June 26, 2002 the IRS issued Notice 2002-45 and Revenue Ruling 2002-41 which clarified the definition of Health Reimbursement Arrangements (HRAs) and defined the criteria under which HRAs could be used.

Click here to read the full article.

Zane Product Updates, Content and Training

Online Employee Communication Tools and Letters

From initial enrollment, to adding dependents, to termination—ZaneHRA automatically sends out the appropriate letters and/or emails to each employee—allowing them to add the names of their dependents. 

HRA vs HSA vs FSA vs PRA Comparison Chart

Comparison charts provide an excellent way of summarizing complex information. This HRA, HSA, FSA, PRA comparison chart is a summary of the key differences between the four primary types of health care reimbursement accounts and arrangements.

Click here to read the full article.

Affiliate Training Webinars

Monday (5/14) - at 4:00 pm EDT - Zane System Product Demo

Tuesday (5/15) - at 4:00 pm EDT - Zane System Product Demo

Wednesday (5/16) at 4:00 pm EDT - Zane System Product Demo

Thursday (5/17) at 4:00 pm EDT - Zane System Product Demo

Friday (5/18) at 4:00 pm EDT - Zane System Product Demo

Click here for the full webinar schedule.

Defined Contribution Weekly Sales Tip...

When employers reimburse employees' out-of-pocket health insurance premiums, they must avoid employer-sponsorship of the health insurance policies under HIPAA and ERISA. ZaneHRA helps employers comply with the IRS/HIPAA/ERISA requirements.

See Can Employers Pay for their Employees' Individual Health Insurance Policies? for more.

- The Zane Benefits Team

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