---
title: Guide | How the HRA works for employees guide
description: Get our guide to learn how an employee can use their health reimbursement arrangement (HRA) and get answers to other common HRA questions.
---

[![PeopleKeep Logo Horizontal RH Mini](https://www.peoplekeep.com/hs-fs/hubfs/PeopleKeep%20Logo%20Horizontal%20RH%20Mini.png?width=271&name=PeopleKeep%20Logo%20Horizontal%20RH%20Mini.png "PeopleKeep Logo Horizontal RH Mini")](https://www.peoplekeep.com)

# **How the HRA works for employees**

**Guide**

---

![How the HRA works for employees_CTA icon](https://www.peoplekeep.com/hs-fs/hubfs/All%20Images/CTA%20Icons/How%20the%20HRA%20works%20for%20employees_CTA%20icon.png?width=400&height=400&name=How%20the%20HRA%20works%20for%20employees_CTA%20icon.png "How the HRA works for employees_CTA icon")

When an employer considers offering an HRA, they want to be sure their employees will find it valuable. In this guide, we show exactly what the HRA experience is like for an employee.

**In this guide, we walk through:**

- The basics of how an HRA works
- How your employee can buy health insurance
- What they need to do when they go to the doctor or have another expense
- How they’ll submit expenses for reimbursement
- How your employee will receive reimbursement
- Which expenses are eligible
- How an expense is approved
- How the allowance works, including rollover, recommended amounts, and more

### Complete the form to access your webinar

Disclaimer: The information provided on this website is general in nature and does not apply to any specific U.S. state except where noted. Health insurance regulations differ in each state. See a licensed agent for detailed information on your state. PeopleKeep, Inc. does not sell health insurance.

```json
{
  "@context" : "https://schema.org",
  "@type" : "Organization",
  "address" : {
    "@type" : "PostalAddress",
    "addressCountry" : "US",
    "addressLocality" : "Indianapolis",
    "addressRegion" : "IN",
    "postalCode" : "46225",
    "streetAddress" : "601 S Meridian St #46225 "
  },
  "description" : "PeopleKeep offers an administration software platform for Health Reimbursement Arrangements (HRAs) like the QSEHRA and ICHRA, a more affordable and flexible type of health benefit for small and mid-size businesses than group health insurance.",
  "logo" : "https://www.peoplekeep.com/hs-fs/hubfs/2022%20PeopleKeep%20Logo/PeopleKeep%20Logo_PeopleKeep%20Logo-02.png?width=339&height=75&name=PeopleKeep%20Logo_PeopleKeep%20Logo-02.png",
  "mainEntityOfPage" : {
    "@id" : "",
    "@type" : "WebPage",
    "description" : "Get our guide to learn how an employee can use their health reimbursement arrangement (HRA) and get answers to other common HRA questions."
  },
  "name" : "PeopleKeep",
  "sameAs" : [ "https://www.facebook.com/PeopleKeep/", "https://www.instagram.com/peoplekeepbenefits/", "https://www.youtube.com/@PeopleKeep", "https://www.linkedin.com/company/peoplekeep/" ],
  "url" : "https://www.peoplekeep.com/"
}
```