---
title: Health Stipends vs HRAs Comparison Chart
description: In this comparison chart, we’ll explain the difference between offering employees a health stipend and an HRA.
image: https://www.peoplekeep.com/hubfs/Health%20stipends%20vs%20HRAs%20comparison%20chart__fb.jpg
---

[![PeopleKeep Logo Horizontal RH Mini](https://www.peoplekeep.com/hs-fs/hubfs/PeopleKeep%20Logo%20Horizontal%20RH%20Mini.png?width=271&name=PeopleKeep%20Logo%20Horizontal%20RH%20Mini.png "PeopleKeep Logo Horizontal RH Mini")](https://www.peoplekeep.com)

# Health stipends vs. hra comparison chart

**Comparison chart**

---

![Health-stipends-vs-HRAs-humaaans](https://www.peoplekeep.com/hs-fs/hubfs/All%20Images/Humaaans/Humaaans%20for%20pop-up%20forms/Health-stipends-vs-HRAs-humaaans.png?width=400&height=400&name=Health-stipends-vs-HRAs-humaaans.png "Health-stipends-vs-HRAs-humaaans")

Health stipends and health reimbursement arrangements (HRAs) are both great ways to provide health benefits to employees. However, determining the right option for your business depends on a variety of factors.

In this comparison chart, we’ll explain the difference between offering your employees a health stipend vs. an HRA, including:

1. What a health stipend is
2. When each benefit works best
3. How each benefit works
4. Which employees may participate in each benefit

### Complete the form to access your chart

Disclaimer: The information provided on this website is general in nature and does not apply to any specific U.S. state except where noted. Health insurance regulations differ in each state. See a licensed agent for detailed information on your state. PeopleKeep, Inc. does not sell health insurance.

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