What to do if your group health plan doesn't qualify for an HSA



HSAs are powerful savings vehicles, however, they require a high
deductible health plan (HDHP) that meets specific requirements.

In this guide, we’ll cover reasons why your group plan may not qualify for an HSA, as well as steps you can take if that’s the case, such as:

  1. Switching to an HSA-qualified group health plan
  2. Supplementing your group health plan with an integrated or group
    coverage HRA (GCHRA)
  3. Implementing a taxable stipend as a supplemental benefit

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