The Oregon Health Insurance Exchange released approved individual and small employer health plan rates for 2015. On average, they are lower than 2014 rates.
According to the Oregon Insurance Division, 13 insurers filed individual health plans for sale on the Oregon Health Insurance Exchange (www.coveroregon.com). Fourteen insurers filed small employer group plans for sale on the SHOP Exchange.
The average monthly premium for an individual silver plan for a 40-year-old in Portland in 2015 is estimated at $250, compared to $262 in 2014.
For a similar small employer "SHOP" plan, the average 2015 premium is an estimated at $308 per month, compared with $327 in 2014.
OR Health Insurance Exchange - Approved Carriers for 2015
The following carriers have been approved to offer individual and/or small employer health plans in 2015:
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Atrio Health Plans, Inc.
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BridgeSpan Health Company (Individual Plans Only)
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Health Net Health Plan of Oregon, Inc.
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Health Republic Insurance Company
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Kaiser Foundation Health Plan of the NW
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LifeWise Health Plan of Oregon
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Moda Health Plan, Inc.
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Oregon’s Health CO-OP
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PacificSource Health Plans
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Providence Health Plan
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Regence BlueCross BlueShield of Oregon
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Samaritan Health Plans, Inc. (Small Employer Plans Only)
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Time Insurance Company (Individual Health Plans Only)
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Trillium Community Health Plan, Inc.
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UnitedHealthcare Insurance Company (Small Employer Plans Only)
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UnitedHealthcare of Oregon, Inc. (Small Employer Plans Only)
OR Health Insurance Exchange - Approved Plan Rates for 2015
As mentioned previously, the average monthly premium for an individual silver plan for a 40-year-old in Portland in 2015 is estimated at $250, compared to $262 in 2014.
According to Insurance Commissioner Laura Cali in a recent press release, “Ultimately, the approved rates are lower on average than in 2014, reflecting the effect of competition and Oregonians’ expanded access to health coverage.”
Specific health plan information and rates are expected mid-August at www.oregonhealthrates.org. Open enrollment for 2015 health plans begins on November 15, 2014.
Here is a look at the average estimated monthly premiums by carrier:
Source: Oregon Insurance Division
See related articles:
- Timeline for 2015 Health Insurance Marketplace Plans and Rates
- Annual Open Enrollment Periods 2015 - 2020 [Chart]
Questions about the Oregon Health Insurance Exchange rates for 2015? Leave a comment.
