How to switch to your spouse's health insurance policy
Are you and your legal spouse both eligible for employee health insurance benefits? If so, you should explore each of your company's health insurance options to …
What is employer-sponsored health insurance?
In today's competitive labor market, employee benefits are more important than ever. According to our 2024 Employee Benefits Survey, 81% of employees consider a …
Level-funded vs. self-funded health plans
Small employers shopping for a health plan face the critical task of finding a policy that balances cost, coverage, and the well-being of their employees. While …
What are the metallic tiers of health insurance coverage?
One goal of the Affordable Care Act (ACA) is to improve access to affordable health insurance plans for individuals without employer-sponsored coverage. The sta …
Guide to premium tax credits for health insurance
If you’re new to shopping for health insurance, you may wonder how premium tax credits can help you lower your monthly premium payments. Knowing how to use tax …
What is a catastrophic health insurance plan?
Healthcare costs continue to rise, making it challenging for people to find affordable coverage. In response to this, catastrophic health plans have emerged as …
What is the Small Business Health Options Program (SHOP) Marketplace?
Traditional group health insurance covers almost 153 million Americans1. But even though it’s popular, many small employers have difficulty offering a group hea …
What is coinsurance?
If you have a health plan—whether through your employer or the individual market—it’s essential to know health insurance terminology. While some key terms may b …
What is a physician hospital organization (PHO)?
As the healthcare industry evolves, physicians and hospitals seek new models to enhance collaboration. One such model is a physician hospital organization (PHO) …
Top 25 health insurance companies in the U.S.
How to calculate modified adjusted gross income (MAGI)
What percent of health insurance is paid by employers?
