History of flexible spending accounts (FSAs)

History of flexible spending accounts (FSAs)

In the late 1960s, as inflation and other factors increased the cost of employer-sponsored health benefits, employers began instituting annual deductibles and c …

May 16, 2012 at 8:09 AM 5 min read
History of Health Savings Accounts - MSAs to HSAs

History of Health Savings Accounts - MSAs to HSAs

The history of health savings accounts, or HSAs, goes back to the 1980s and 1990s when Congress began discussing medical savings accounts (MSAs) In the 1980s an …

May 15, 2012 at 7:03 AM 4 min read
NAIC releases first edition of accident and health policy report
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NAIC releases first edition of accident and health policy report

The NAIC has released the first edition of the accident and health policy experience report.

September 16, 2010 at 1:26 PM 1 min read
How to appeal claim denials and policy cancellations by an insurance company

How to appeal claim denials and policy cancellations by an insurance company

Effective September 23rd, 2010, new regulations give consumers in non-grandfathered health plans the right to appeal decisions, including claims denials and res …

July 23, 2010 at 6:06 AM 2 min read
History of U.S. Health Insurance - Why Most Americans Get Health Benefits from Employers
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History of U.S. Health Insurance - Why Most Americans Get Health Benefits from Employers

Prior to World War II, most Americans paid for their own medical care, either directly to their chosen provider or through Blue Cross nonprofit health insurance …

July 7, 2010 at 12:37 PM 2 min read

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