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Small Business Employee Benefits and HR Blog

Health Care Reform Timeline - 2014

Over the next two weeks, we will be reviewing the Health Care Reform Timeline (from 2010-2020) in detail. On Friday, we reviewed 2013. Today, we continue with 2014

Health Care Reform Timeline - 2014

New Programs in 2014

  • New tax requiring U.S. citizens to have qualifying health coverage takes effect.

    health care reform timeline 2014

  • New tax requiring certain large employers to provide health coverage takes effect.

  • Medicaid expansion to individuals not eligible for Medicare with incomes up to 133% FPL takes effect.

  • New premium tax subsidies for families with incomes between 133-400% of the federal poverty level take effect.

  • New cost-sharing tax subsidies for families with incomes up to 250% of the federal poverty level take effect.

  • New temporary reinsurance program takes effect.

Insurance Reforms in 2014

  • New state-based American Health Benefit Exchanges and Small Business Health Options Program (SHOP) Exchanges take effect. 

  • New guaranteed issue rules with uniform insurance rating requirement take effect.

  • New guaranteed renewability requirement takes effect. 

  • Full abolition of annual limits on essential health benefits takes effect.

  • Prohibition of waiting periods greater than 90 days takes effect.

  • Prohibition of pre-existing condition exclusions takes effect.

  • New essential health benefits package limiting annual cost-sharing to the Health Savings Account limits takes effect.

  • Minimum medical loss ratio of 85 percent requirement for Medicare Advantage plans takes effect.

The Complete Healthcare Reform Timeline 2010\u002D2020