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Pre-existing Condition Clause

Written by: PeopleKeep Team
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Originally published on January 20, 2013. Last updated November 21, 2013.

A clause in an insurance contract or plan that specifies if benefits will or will not be paid for a pre-existing condition. (Example: "the insured must be covered by the plan for a certain period of time or have gone a certain amount of time without any treatment.") Additionally, the clause may limit the benefit payable for treatment of pre existing conditions until a certain time period of coverage has elapsed, usually six months to a year.

Originally published on January 20, 2013. Last updated November 21, 2013.
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