Personalized benefits blog: Expert insights on personalized employee benefits

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Health Savings Accounts

Why HSAs don’t work by themselves

Are HSA plans really worth it? Find out why relying solely on HSAs as an employee benefit may not be the best idea and explore other options.

Employee Benefits

What are commuter benefits?

Commuter benefits are a type of employee perk that can save your employees money on their daily commute expenses. Discover how they work in this...

Health Benefits

How does an HRA work?

Want to know how an HRA works? This concise guide breaks down how a health reimbursement arrangement with PeopleKeep works and its benefits.

Compliance

What is a key employee?

Key employees are crucial to a company, often holding high levels of responsibility and authority. But favoring them with benefits can have legal...

Compliance

What are statutory employee benefits?

Statutory benefits are benefits mandated by law that employers must provide to their employees. Learn about these essential benefits in this...

Employee Benefits

What is PTO?

PTO, or paid time off, is a benefit that many employees receive, allowing them to take time off from work while still being compensated.

Video

What is a spot bonus?

Spot bonuses can be a great way to recognize and reward exceptional performance. Learn more about spot bonuses and how they can motivate and inspire...

Health Benefits

How are health insurance premiums calculated?

Ever wonder how health insurance premiums are determined? This comprehensive blog breaks down the factors that influence the cost of your health...

Health Benefits

The role of AI in healthcare

Explore the impact of AI in healthcare and how it is reshaping the industry. From virtual assistants to predictive analytics, AI is revolutionizing...

Health Benefits

What does a benefits specialist do?

Learn everything you need to know about benefits specialist, including their job demand, responsibilities, and skills they need to have.

Compliance

HRA plan documents: What are the requirements?

HRA plan documents are essential for ensuring compliance with regulations. Learn about the requirements and guidelines for effective HRA plan...

Applicable Large Employers

How to calculate FTEs to determine ALE status

Learn what a full-time equivalent employee (FTE) is, what your FTE number means if you’re an ALE, and how to calculate how many FTEs you employ.

Health Benefits

What is a POS health plan?

A POS health plan, or point of service health plan, is a type of health insurance coverage that combines elements of both HMO and PPO plans.

Health Benefits

What is telemedicine and how can I pay for it?

Learn everything you need to know about telemedicine, including its covered services, pros and cons, and how you can pay for your virtual appointment.

Health Benefits

HRAs for dummies

A health reimbursement arrangement (HRA), sometimes called a health reimbursement account, is an IRS-approved, employer-sponsored, tax-free health...

GCHRA

7 group coverage HRA rules to know

Thinking of offering a group coverage HRA (GCHRA)? Ensure you follow these 7 rules for integrated HRAs to ensure your health benefit complies with...

Health Benefits

Pre-tax vs. after-tax medical premiums

Discover the difference between pre-tax and after-tax medical premiums and understand how they can impact your overall health insurance costs.

Health Benefits

What is a deductible?

Wondering what a deductible is? This concise guide explains everything you need to know about deductibles and how they impact your insurance.

Health Benefits

What is an employee census?

Discover the importance of an employee census in this guide. Learn how organizations use this data to gain insights into their workforce and benefits.

Taxation

What is Form 8962?

Wondering if you need to file IRS Form 8962? This detailed article explains how Form 8962 works for those with premium tax credits for health...

Health Benefits

Health insurance options for pastors and clergy

Are you a minister or church looking for health insurance options? Explore our guide to find the best health insurance plans for pastors and clergy.

Health Benefits

What is a consumer driven health plan (CDHP)?

Looking for a healthcare plan that gives you more flexibility? Explore the concept of a consumer driven health plan (CDHP) and its advantages here.

Video

Can I offer a health insurance stipend?

Interested in offering a health stipend in lieu of health insurance? Learn how stipends work, their tax implications, as well as other tax-free...

Health Benefits

7 ways to save on health insurance

Looking to save on health insurance? Discover 7 effective strategies to reduce your healthcare costs in this comprehensive guide.

Employee Benefits

How to celebrate Employee Appreciation Day

Make your employees feel valued and appreciated on Employee Appreciation Day with these fun and rewarding celebration ideas.

Health Benefits

2024 federal poverty guidelines

Stay informed about the 2024 federal poverty guidelines with this comprehensive guide. Understand the income thresholds and eligibility requirements.

Affordable Care Act

What are the ACA essential health benefits?

This article covers what the ACA essential health benefits are, why the federal government created them, and how an HRA works under these rules.

Health Benefits

Best states for an HRA

Discover the top states for health reimbursement arrangements (HRA) with this guide. Find the best options for your healthcare needs and financial...

Health Benefits

What is the Affordable Care Act (ACA)?

Wondering what the Affordable Care Act is all about? This concise guide explains the key provisions of the ACA and how it affects individuals and...

Health Benefits

What is an HRA?

Thinking of offering a health reimbursement arrangement? Discover what an HRA is, how it works, and its benefits in this guide.

ICHRA

Pros and cons of stand-alone HRAs

Stand-alone HRAs can offer flexibility and control over healthcare expenses, allowing employers to customize plans to meet their employees' needs.

HR

How to handle workplace conflict

Discover effective ways to manage workplace conflict with this guide. Learn how to address conflicts head-on and promote collaboration within your...

Compliance

What is nondiscrimination testing?

Certain benefits offerings require non-discrimination testing (NDT). Learn what non-discrimination testing is and why it’s important for your...

Video

Remote employee reimbursement rules by state

Should employers cover the costs of remote work? Or does that responsibility fall to individual employees? See which states require expense...

Health Benefits

Health insurance options for franchises

Are you a franchise owner? Explore your health insurance options with this comprehensive guide, tailored specifically for franchises.

Small Business

When is hiring season?

Are you wondering when the hiring season begins? Find the best time to post your open positions and maximize your chances of hiring the right...

HR

What is an employee onboarding program?

Want to make sure your new employees feel welcomed and prepared for their new roles? Learn about the importance of an effective employee onboarding...

Video

What is a compensation strategy?

Learn about the different types of compensation strategies, why they’re important, and how you can design one to fit your organization’s needs.

Employee Benefits

What is a 9/80 work schedule?

This blog goes over the 9/80 work schedule, its pros and cons, and how you can determine if it’s a good option for your business and employees.

Health Benefits

Offering fertility benefits to your employees

Want to provide fertility benefits to your employees? Learn how offering these benefits can attract talent and support your staff's journey to...

Video

What is a 1099 employee?

This article will explain what a 1099 employee is, how they differ from W-2 employees, and what rules you need to know when hiring a contractor.

HR

Five signs of a toxic work culture

Toxic work cultures can have detrimental effects on both employees and organizations. Uncover the telltale signs of a toxic culture and take action...

Health Benefits

The secret to negotiating lower medical bills

Get tips on how to lower your medical bills, get financial assistance, and negotiate a more affordable payment plan with your healthcare provider.

Health Benefits

What is an EBHRA?

Discover what an excepted benefit HRA (EBHRA) is and how it can improve your employee benefits package.

Health Benefits

What is a copayment?

Wondering about copayments? Get a clear understanding of what they are and how they factor into your healthcare expenses in this helpful guide.

Employee Benefits

Offering stipends vs. salary increases

Employees increasingly desire added benefits and perks over yearly wage increases. But, what's the difference between stipends and salary increases?

Health Benefits

Healthcare sharing ministry pros & cons

Health sharing plans are an alternative to traditional health insurance. See the pros and cons of these plans to help you make an informed decision.

Small Business

Signs of low morale and how you can fight it

Learn how to identify the signs of low morale and how to correct your organization's trajectory so that you can foster a highly engaged team.

Video

Is health insurance reimbursement taxable?

Health insurance reimbursement can be tax-free for your business and your employees. Explore the tax differences between HRAs and healthcare stipends.

Small Business

What is Form 941?

This article breaks down everything you need to know about IRS Form 941 and how to complete it with ease.

Small Business

How to plan an HR budget

Planning an HR budget can be challenging, but with the right strategies, it can be made easier. Learn how to plan an HR budget with this...

Health Benefits

How to cancel your health insurance policy

Learn how to cancel your medical insurance and get tips to help you make smart decisions when changing your healthcare coverage.

Health Benefits

Small business health insurance options

Unsure which health insurance plan is right for your small business? Explore the top options available and choose the best fit for your employees'...

Compliance

How to choose a benefits administrator

Choosing the right benefits administrator is essential to run your company's employee benefits program. Discover the key factors to consider in this...

Taxation

Key HR compliance dates for 2024

Keep track of important HR compliance dates in 2024 with this easy-to-use calendar. Don't let compliance issues catch you off guard.

Health Savings Accounts

How HSA contribution limits work for spouses

In this blog, we go over HSA contribution regulations, benefits of having two separate HSAs, and how they can work with health reimbursement...

Employee Benefits

Benefits you should offer a nanny or caregiver

Offering a benefits package to your nanny or caregiver is essential for attracting and retaining top talent. Discover the key benefits you should...

Small Business

The benefits of hiring veterans

Want to enhance your company's performance and culture? Consider hiring veterans. Learn more about the benefits of recruiting these skilled...

Small Business

How to set up a cell phone reimbursement policy

Learn how to establish a cell phone reimbursement policy that benefits both your employees and your company. Follow our simple steps and get started...

Health Benefits

Health savings account (HSA) FAQs

The popularity of health savings accounts (HSAs) has surged dramatically in recent years. Here are the most frequently asked questions regarding HSAs.

Health Benefits

Fully-insured vs. self-insured health plans

In this article, we’ll explore the two most common ways to structure a health insurance plan, fully-insured and self-insured.

Compliance

How employers can contribute to HSAs

This blog will define HSAs, discuss how employers can contribute to an HSA, and provide other health benefit options.

Health Benefits

How wellness programs lower employee stress

Discover how implementing wellness programs in the workplace can effectively reduce employee stress levels and promote a healthier, happier workforce.

Small Business

How workplace design affects productivity

Want to boost productivity in your office? Learn how different office layouts impact employee performance and find the best design for your team's...

Health Benefits

Section 105 plan vs. Section 125 cafeteria plan

Discover the key differences between a Section 105 plan and a Section 125 cafeteria plan in this informative post. Learn which plan is best for you.

Small Business

Does an HRA require an HDHP?

Curious about the relationship between HDHPs and HRAs? Find out if an HRA requires an HDHP in this informative post.

Health Benefits

Common types of health insurance plans

Learn the pros and cons of the most common types of health insurance plans, such as PPOs, HMOs, HSA-qualified plans, indemnity plans, and...

Employee Benefits

7 steps to take when offboarding employees

Offboarding employees can be a complex process, but with these seven steps, you can ensure a smooth transition for both the employee and your...

Health Benefits

Top 7 health insurance terms to know

Don't let health insurance terms leave you puzzled. Get acquainted with the top seven basic terms in health insurance.

Health Benefits

Can you have two health insurance plans?

Learn the difference between primary and secondary insurance and how you can legally coordinate the two if you have two health insurance plans.

Video

What can an HRA reimburse?

Wondering if your HRA can cover specific medical costs? Discover the comprehensive list of eligible expenses that your HRA can reimburse in this...

HR

Minimum wage rates for 2024 by state

Wondering what the 2024 minimum wage rates are? Stay up to date with the minimum wage rates for 2024 by state with this comprehensive guide.

Compliance

Are gift cards taxable employee benefits?

Gift cards are a simple way to give your employees a token of appreciation, whether as a present or an employee reward. But, is there tax on gift...

Applicable Large Employers

Determining ICHRA affordability in 2024

If you're an applicable large employer, you need an affordable allowance for your individual coverage HRA. See what the IRS considers affordable in...

Video

Should I offer an HRA or HSA?

Deciding between an HRA and HSA? Get all the information you need to make the right choice for your employees' healthcare needs.

Small Business

Is the QSEHRA a good fit for nonprofits?

Considering the QSEHRA for your nonprofit? Get all the information you need to make an informed decision in this concise guide.

Employee Benefits

What is a total rewards model?

Discover the concept of a total rewards model and how it can revolutionize your organization's approach to employee compensation and benefits.

Video

HRA eligibility by type of business owner

Are you a business owner wondering if you can participate in an HRA? Find out if you meet the eligibility criteria with this comprehensive guide.

Health Benefits

How to use an HRA as a C corporation owner

Looking to save on medical expenses as a C corporation owner? Explore the benefits of utilizing a health reimbursement arrangement (HRA) with this...

Health Benefits

2024 HSA contribution limits

Planning your HSA contributions for 2024? Find out the new limits and maximize your savings with this comprehensive overview.

Health Benefits

What are the most common types of employees?

Curious about the types of employees in the workplace? This informative article outlines the key categories, from full-time to freelancers.

Health Benefits

What is integrative medicine?

Discover the benefits of integrative medicine and how it combines traditional and alternative therapies for a holistic approach to health and...

Small Business

How to support employee career growth

Empower your employees to reach their full potential by implementing effective career development programs. Learn how to support employee career...

Small Business

Top payroll documents employers need

To ensure smooth payroll processing and compliance, employers need to have the right documents. Discover the top payroll documents in this...

ICHRA

ICHRA administration for first-timers

Looking for guidance on ICHRA administration? Look no further! This guide offers valuable insights and resources for first-time ICHRA administrators.

Health Benefits

What is critical illness insurance?

Critical illness insurance provides financial protection in the event of a major illness or medical condition. Find out what it covers and how it can...

Small Business

The eight small business owner structures

Unsure which business structure to choose? This guide outlines the eight different types, helping you make an informed decision for your small...

Health Benefits

What is employee benefits administration?

Employee benefits administration involves managing and coordinating the various benefits offered to employees by an organization. Learn all about it...

Small Business

Why you need compliant HRA software

Discover the importance of compliant HRA software in managing your healthcare benefits. Find out how this software can streamline your HR processes!

Health Benefits

Seven strategies to set a QSEHRA budget

Need help with your QSEHRA budget? Look no further! This resource provides you with seven proven strategies to maximize your benefits.

Taxation

What is a Schedule K-1?

Learn all about Schedule K-1 and its role in partnership and S corporation taxation. This concise guide explains the purpose and importance of this...

Health Benefits

What is a catastrophic health insurance plan?

Curious about catastrophic health insurance? Find out how these plans work and if they're the right fit for your healthcare needs in this helpful...

Small Business

20 affordable benefits to offer

Looking for affordable ways to enhance your employee benefits package? Explore our list of 20 budget-friendly options to keep your team happy and...

Employee Benefits

Best practices for a successful RTO policy

Need help creating an effective RTO policy? This comprehensive guide covers everything you need to know, from key considerations to implementation...

Video

How to attract Gen Z employees

Are you struggling to attract Gen Z employees? This guide offers valuable insights and techniques to help you successfully appeal to the younger...

QSEHRA

2024 QSEHRA contribution limits

According to the latest IRS release, small businesses offering a QSEHRA must follow specific allowance cap guidelines. See the 2024 maximums here.

Employee Benefits

Where to post a job to attract top candidates

Want to know where to post your job to attract the best candidates? Discover the top job boards and online platforms in this comprehensive guide.

Employee Benefits

Employee engagement ideas and activities

Boost employee engagement with these creative activities for work. Discover exciting team-building exercises to keep your team motivated and...

Employee Benefits

Which benefits attract and retain good employees?

Discover the key employee benefits that can attract and retain top talent and create a competitive benefits package that keeps employees engaged and...

Taxation

What is Form 1095?

Form 1095 is a tax form used to report information about your health coverage. Find out what you need to know about Form 1095 and how to use it for...

Health Benefits

What is coinsurance?

Understanding coinsurance is essential for managing your healthcare expenses. Learn everything you need to know about coinsurance in this helpful...

Health Benefits

Group health insurance vs. ICHRA

Trying to decide between group health insurance and an ICHRA? This guide breaks down the pros and cons of each to help you make an informed decision.

ICHRA

A comparison of popular HRA administrators

Looking for the best HRA administrator? Our comprehensive comparison of popular HRA administrators will help you make an informed decision.

Health Benefits

Is an integrated HRA right for my organization?

Wondering if your organization should implement an integrated HRA? This guide breaks down the rules and regulations to help you make an educated...

ICHRA

How ERISA affects ICHRA

Understand how ERISA compliance affects your ICHRA plan with this informative guide. Learn the key regulations and requirements to ensure compliance.

Compliance

Are QSEHRA reimbursements taxable?

Confused about the tax implications of QSEHRA reimbursements? Learn whether these reimbursements are subject to taxation in this easy-to-understand...

Health Benefits

Health insurance options for retailers

Looking for health insurance options for your retail business? Explore the best health insurance plans tailored for retailers in this informative...

Health Benefits

Nine reasons for rising healthcare costs

Wondering why healthcare is becoming more and more expensive? Find out the top nine factors contributing to the rising costs in this informative...

HR

How to become an employer of choice

Want to attract top talent and become an employer of choice? Follow these proven strategies to create a workplace that everyone wants to be a part of.

Health Benefits

What is a short-term health insurance plan?

Discover the benefits of short-term health insurance and how it can provide temporary coverage during transitions or gaps in your healthcare.

Applicable Large Employers

Are employers required to provide healthcare?

Find out if employers are legally obligated to offer health insurance to their employees with this informative guide. Get the facts you need to know!

Employee Benefits

Guide to pay transparency

Curious about pay transparency? This blog answers all your questions and provides valuable insights on how to promote fairness and equality at work.

ICHRA

What is open enrollment?

Open enrollment is your chance to review and make changes to your health insurance plan. Learn why open enrollment is important and what it means for...

Compliance

What is Form W-4?

Need help understanding Form W-4? This guide breaks down everything you need to know about this tax form and how to complete it accurately.

Small Business

Why are employers moving to a four-day workweek?

Learn about the growing popularity of a four-day workweek among employers and the potential advantages it offers for both employees and businesses.

Taxation

How do taxes work for remote workers?

Understanding taxes for remote workers can be confusing. This comprehensive guide simplifies the process and answers all your questions.

Health Benefits

What is a no-deductible health plan?

Wondering what a no-deductible health plan is? Find out how these insurance options can provide comprehensive coverage without the burden of...

Health Benefits

What is a zero cost sharing plan?

In this blog, we go over what zero cost sharing plans are and what other health benefit options exist for those who don’t qualify.

Small Business

What is Form 5500?

As an HR professional or business owner, there are many regulations you must keep in mind when offering employee benefits. IRS Form 5500 is no...

Health Benefits

What is COBRA?

Wondering what COBRA insurance is all about? This post explains COBRA and its importance for individuals who recently lost their health coverage.

Small Business

What is a talent shortage?

Following the COVID-19 pandemic and the Great Resignation, many employers have faced increasing vacant positions. Here's how to navigate a talent...

Health Benefits

What is a qualified health plan (QHP)?

Learn the ins and outs of qualified health plans (QHPs), including how they’re categorized and how you can enroll in one.

Health Benefits

How startups can offer health coverage

Startups may not have the same resources as larger companies, but offering health coverage is still possible. Learn how startups can provide health...

Employee Benefits

What is a family stipend?

We’ll go over everything you need to know about family stipends, including how they work, what they cover, and how you can offer one at your...

Small Business

How to conduct a great remote interview

With remote interviews becoming the norm for many organizations, how can hiring managers ensure they’re conducting them properly?

Health Benefits

What does health insurance cover?

In this blog, we’ll go over what health insurance does and doesn’t cover, why a health plan might not pay, and how to supplement a group health plan.

Health Benefits

How to apply for individual health insurance

First time shopping for your own health insurance? Learn the five-step process so you can choose the right plan for you and your family.

Employee Benefits

What are retention bonuses?

This blog takes a deep dive into retention bonuses, including how they work, their advantages, and how customized benefits can help you retain...

Employee Benefits

What is a childcare stipend?

Curious about childcare stipends? This informative post explains what they are and how they can help working parents cover the cost of childcare.

Health Benefits

How age impacts your health insurance costs

Learn how your age affects the price you pay for your health insurance plan, why your state matters, and how to get help paying for your premiums.

Compliance

Common HR mistakes and how to avoid them

Don't let HR mistakes derail your business. Learn the most common HR mistakes and how to avoid them with this comprehensive guide.

Health Benefits

Best health insurance options for students

Are you a student in need of health insurance? Explore the best options available to you with this comprehensive guide to student health insurance...

Employee Benefits

How to boost your benefits package

Boost employee satisfaction by offering a competitive benefits package. Learn how to create an attractive package that meets the needs of your...

Health Benefits

How California's individual mandate affects you

California's individual mandate changes the way residents approach healthcare coverage. Find out how this new law impacts you and what you need to...

ICHRA

FAQ: ALEs and the ACA employer mandate

Confused about the ACA employer mandate for ALEs? This FAQ blog breaks down everything you need to know, so it's easy to navigate through the...

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