If you have employees that are on Medicare and participating in an HRA, you need to make sure you're coordinating and reporting the two benefits...
Learn about the healthcare reimbursement models available for small businesses and find the best fit for your budget and employee needs.
Find out how medical debt can impact your credit score and what steps you can take to protect your financial health in this informative article.
Looking to attract gig workers to your business? Discover effective strategies for hiring and retaining talent in the gig economy with this guide.
Is a QSEHRA the right choice for your company's healthcare benefits? Find out the advantages and disadvantages of this option in our comprehensive...
This blog walks you through the key differences between gross and net pay, how to calculate each correctly, and how they impact certain employee...
Wondering if you're eligible for an ICHRA as a business owner? This infographic breaks down the requirements to help you determine your ICHRA...
Restaurant workers deserve access to affordable health insurance. Learn about the options available for those in the food service industry, like HRAs.
This guide breaks down the differences between tax-free, tax-deferred, and taxable options to help you navigate your choices.
Finding the right talent for your veterinary clinic can be challenging, but with a recruiting strategy, you can attract and retain your employees.
In this blog, we’ll discuss the nuances of group health insurance, including common questions and participation requirements.
Organizations are required to submit a W-3 form for their employees. But what is this form, and how does it differ from W-2 forms? Find out in our...
Wondering whether an HSA or health insurance is right for you? Learn the key differences between the two in this easy-to-understand comparison.
Curious how Millennials and Gen Z are impacting health insurance? This article explores the ways these generations are shaping the future of...
Learn why rewards and recognition programs are important, what they commonly consist of, and how you can offer one at your organization.
While S-corporation owners can't participate in HRAs, they can still be a good option to offer to employees instead of traditional group insurance.
In this article, we’ll compare group health and individual health insurance costs, and discuss a budget-friendly option for even more affordable...
Curious about the Family Glitch and its impact on your healthcare coverage? Find out everything you need to know.
Hospital indemnity plans help fill gaps in your health insurance by providing additional protection during hospital stays. Learn more about this type...
This blog goes over group health plans and group health insurance, how they differ, and how you can use an HRA to help your employees save on...
Boomerang employees are individuals who return to work for a former employer after some time away. Learn about the benefits of hiring boomerang...
Learn how the QSEHRA can help your church provide health insurance to pastors in a cost-effective and compliant manner.
Supplemental health benefits can provide added financial protection in case of unexpected medical expenses. Discover how this type of insurance can...
Protected health information is any data that can be used to identify an individual and their health status. Learn more about PHI and how to protect...
Wondering what an hour bank arrangement is in healthcare? This article breaks down the concept and how it functions within the construction industry.
Human resources management is the strategic approach to managing an organization's workforce. Learn more about what HR entails in this comprehensive...
Not sure if your high deductible health plan is HSA-qualified? This article explores how to determine if you're eligible for a health savings account.
Curious about QSEHRA eligibility for business owners? This informative infographic breaks down everything you need to know in a simple, visually...
The loss of a loved one is never easy, but offering bereavement leave to your employees can help make it a little smoother. Learn more in this guide.
Discover the benefits of short-term health insurance and how it can provide temporary coverage during transitions or gaps in your healthcare.
Navigating the ICHRA rules can be complex, but we've got you covered with everything you need to know in our informative blog post.
Deciding between small group and large group health insurance? This comparison guide breaks down the differences to help you make an informed...
This article breaks down the various health insurance plans and options for the self-employed so you can make the best decision for your health and...
Looking for ways to attract and retain top talent at your veterinary clinic? Check out these creative employee benefits ideas tailored for vet...
Wondering how to offer employee benefits? This quick guide will show you how to set up an employee benefits program in just one hour.
Learn how the QSEHRA can assist with your Medicare supplemental premiums and maximize your healthcare benefits in this informative article.
Stay informed about HRA attestation requirements to avoid any compliance issues. Get the essential information you need in this concise guide.
Discover the top benefits that employers should offer to attract and retain talented employees. Find out what matters most to today's workforce.
Are you considering HRA debit cards for your workers? Find out why they may not be the best option for your company and what alternatives you can...
This blog will guide employers and employees through their options for making mid-year changes to their health insurance plans.
Learn what holistic health is, the different types of holistic doctors, and how you can offer holistic health benefits to your employees.
Accident insurance provides financial protection if you have an unexpected injury. Learn more about what accident insurance covers and why it's...
Wondering what it means when a healthcare provider is out-of-network for your insurance? This article breaks it down for you in simple terms.
Find out which life events qualify you for a special enrollment period, allowing you to shop for health insurance outside of the open enrollment...
Learn the causes and signs of employee burnout, including how to create a positive work environment where employees feel safe and appreciated.
As a business owner, you may have heard of PCORI and the fees that come with it. We'll answer common questions about Form 720 and PCORI fees.
Employee benefits are a key component of any successful business. Discover the top five types of employee benefits that can help attract and retain...
Discover the costs of the top 20 most expensive medical procedures in the U.S. We'll also offer tips for how to protect yourself from costly medical...
Understanding the employee life cycle is crucial for HR teams. Dive into this guide to gain insights on each stage and optimize your management...
Form 8941 is used to calculate the credit for small employer health insurance premiums. Learn more about this form and how to properly fill it out.
Supplemental dental insurance can provide additional coverage for costly dental procedures. Find out how you can offer this important benefit to your...
Find out if your small business can cover individual health insurance plans for employees. Learn more about the pros and cons of this option here.
Learn how to coordinate tax credits with two of the most popular HRAs: the qualified small employer HRA (QSEHRA) and the individual coverage HRA...
In this post, we’ll discuss group health insurance, cover its pros and cons, and go over health benefit alternatives that can work for your...
Learn about the eligibility and benefits of health reimbursement arrangements (HRAs) for spouses and dependents in this comprehensive overview.
Wondering if you can use your HRA, HSA, or FSA for wellness expenses? Find out the eligibility requirements and rules in this informative guide.
The burden rate is the total indirect costs associated with employing a worker, such as benefits, taxes, and overhead. Learn more about burden rates...
Boost your employee engagement in health benefits with these effective strategies. Learn how to create a healthier and happier workplace today!
For applicable large employers, knowing the ACA safe harbors is essential for compliance. Learn more about these safe harbors in this informative...
Choosing the right individual health plan can be overwhelming. But with the right help, you can make an informed decision. See how to navigate the...
Learn the differences between an HSA and a QSEHRA, how they can work together, and why small businesses should consider offering both at the same...
Curious about PEO insurance? Find out all you need to know about professional employer organizations and how they are related to insurance in this...
Welcoming a new employee is an important step in ensuring their success within your organization. Get tips on how to properly welcome a new team...
Wondering whether your organization's health coverage meets the minimum value standard? Find out everything you need to know in this helpful guide.
Curious about how a QSEHRA operates for employees without proof of minimum essential coverage? This article breaks down the details for you to...
Discover the top HR software solutions designed for small businesses. Streamline your processes and improve employee management with these tools!
Looking for options beyond traditional health insurance? Discover popular alternatives that offer flexibility and cost savings in this comprehensive...
Need help understanding MEC plans? This guide breaks down the basics and helps you navigate the world of minimum essential coverage for your business.
Setting up your first HR department can be daunting, but with the right guidance, you can ensure its success. Learn how to start an HR department...
Individual health plans can be pricey, especially in these top 10 most expensive states. Find out where rates are the highest and how to save on...
Confused about your health benefits options? A benefits navigator can help you make informed decisions. Find out more about benefits navigators.
What are the largest health insurance companies in the United States by market share? Find out in our list of the top 25 health insurance companies.
Confused about health reimbursement arrangements? Get clarity with these 10 commonly asked questions about HRAs and HRA rules.
Trying to choose between an HMO or PPO health plan? This detailed analysis highlights the pros and cons of each to help you navigate the healthcare...
The true cost of employee turnover goes beyond just recruitment expenses. Discover the hidden costs of losing an employee and how to mitigate them.
A health insurance premium is the amount of money you pay to your insurance provider for your health coverage. Learn more about health insurance...
Confused about employer contribution rules for health insurance and HRAs? This article breaks down the minimum requirements to help you navigate your...
Are you a startup looking to hire the best candidates? Learn how to effectively attract and retain top talent with these helpful tips.
Curious about the difference between inpatient and outpatient care? This blog breaks down key distinctions to help you make informed healthcare...
This article breaks down what field marketing organizations (FMOs) are, how they work, and how they help insurance agents and brokers grow their...
Individual health insurance has a range of advantages, from comprehensive coverage to the ability to tailor your plan to your specific needs.
Ready to pursue a career as an insurance broker? This guide will walk you through the steps to take to become a licensed broker in the insurance...
Confused about the differences between an HRA, HSA, and FSA? This comparison chart breaks down the key features of each health benefit option.
In this article, we’ll go over why you need ICHRA plan documents, what they must include, and the options you have to create those documents.
Looking to provide health insurance for a non-family member? Discover the possibilities and limitations of adding non-relatives to your health...
Level-funded health benefits offer a unique approach to health insurance, providing the benefits of self-funding with the stability of a traditional...
Looking to boost employee satisfaction and productivity among millennials? Explore the best employee benefits to keep them motivated and happy.
Confused about AGI and modified AGI? This concise guide breaks down the differences and helps you navigate your tax calculations with ease.
Learn the truth about health reimbursement arrangements (HRAs) with this informative guide. Bust the myths and understand how HRAs can benefit you.
Looking to reimburse your employees for their healthcare expenses? Learn everything you need to know about healthcare reimbursement.
Curious about which states require health insurance coverage? Look no further! Discover the states with health insurance mandates in this helpful...
An eligible employee, also known as an EE, refers to an individual who meets the criteria to participate in certain employee benefit programs. Learn...
Need answers to your HRA compliance questions? Look no further! This comprehensive FAQ guide has everything you need to know about HRA compliance.
Discover if you can combine employer benefits with premium tax credits when it comes to health insurance. Get all the answers in this informative...
Wondering how group insurance differs from individual insurance? Find out in this comprehensive guide and make an informed choice for your...
Want to offer health benefits to your employees? Here are five essential tips to help you get started and attract top talent to your company.
HRAs vs. HSAs: Which nonprofit benefit option should you choose? Dive into this article to see the differences and make the best decision for your...
Are you a nonprofit organization in need of health insurance? Look no further! Our checklist offers guidance on choosing the best plan for your needs.
Are HSA plans really worth it? Find out why relying solely on HSAs as an employee benefit may not be the best idea and explore other options.
Commuter benefits are a type of employee perk that can save your employees money on their daily commute expenses. Discover how they work in this...
Want to know how an HRA works? This concise guide breaks down how a health reimbursement arrangement with PeopleKeep works and its benefits.
Finding the right health benefit for your dental practice is essential. Discover the different health insurance options tailored for dental...
Key employees are crucial to a company, often holding high levels of responsibility and authority. But favoring them with benefits can have legal...
Statutory benefits are benefits mandated by law that employers must provide to their employees. Learn about these essential benefits in this...
Discover the top challenges that health insurance professionals face in the ever-changing insurance industry and learn strategies to overcome them.
PTO, or paid time off, is a benefit that many employees receive, allowing them to take time off from work while still being compensated.
Understand the impact of FUTA on your business with this comprehensive guide. See what FUTA is and how it affects your company's finances and...
Spot bonuses can be a great way to recognize and reward exceptional performance. Learn more about spot bonuses and how they can motivate and inspire...
Ever wonder how health insurance premiums are determined? This comprehensive blog breaks down the factors that influence the cost of your health...
Explore the impact of AI in healthcare and how it is reshaping the industry. From virtual assistants to predictive analytics, AI is revolutionizing...
In this article, we'll go over how the Additional Medicare Tax works, how it differs from Medicare taxes, and the income levels it applies to.
This guide will tell you everything you need to know about employer shared responsibility, so you can advise your clients and help them avoid a...
Learn everything you need to know about benefits specialist, including their job demand, responsibilities, and skills they need to have.
HRA plan documents are essential for ensuring compliance with regulations. Learn about the requirements and guidelines for effective HRA plan...
Discover effective strategies for selling health insurance to small and medium-sized businesses with these tips for brokers. Boost your success rate...
Wondering about small businesses and health insurance obligations? This guide explains whether small businesses are required to offer health coverage.
Learn what a full-time equivalent employee (FTE) is, what your FTE number means if you’re an ALE, and how to calculate how many FTEs you employ.
Want to know who can administer a health reimbursement arrangement (HRA)? Find out the requirements and guidelines for establishing an HRA here.
A POS health plan, or point of service health plan, is a type of health insurance coverage that combines elements of both HMO and PPO plans.
Learn everything you need to know about telemedicine, including its covered services, pros and cons, and how you can pay for your virtual appointment.
A health reimbursement arrangement (HRA), sometimes called a health reimbursement account, is an IRS-approved, employer-sponsored, tax-free health...
Thinking of offering a group coverage HRA (GCHRA)? Ensure you follow these 7 rules for integrated HRAs to ensure your health benefit complies with...
If you offer a health insurance reimbursement arrangement (HRA) to your employees, there are specific deadlines you and your employees need to follow.
Discover the difference between pre-tax and after-tax medical premiums and understand how they can impact your overall health insurance costs.
Wondering what a deductible is? This concise guide explains everything you need to know about deductibles and how they impact your insurance.
Discover the importance of an employee census in this guide. Learn how organizations use this data to gain insights into their workforce and benefits.
Wondering if you need to file IRS Form 8962? This detailed article explains how Form 8962 works for those with premium tax credits for health...
Are you a minister or church looking for health insurance options? Explore our guide to find the best health insurance plans for pastors and clergy.
Looking for a healthcare plan that gives you more flexibility? Explore the concept of a consumer driven health plan (CDHP) and its advantages here.
If you are considering implementing a premium-only plan for your employees, it is vital to understand the rules and regulations.
Interested in offering a health stipend in lieu of health insurance? Learn how stipends work, their tax implications, as well as other tax-free...
Looking to save on health insurance? Discover 7 effective strategies to reduce your healthcare costs in this comprehensive guide.
There are strict rules outlining how you should handle health insurance reimbursement requests. Learn how to process and reimburse health claims.
The low-income special enrollment period is a chance for those with limited financial resources to enroll in health insurance outside of open...
Make your employees feel valued and appreciated on Employee Appreciation Day with these fun and rewarding celebration ideas.
Find out how much your employer contributes towards your health insurance premiums and how this affects your coverage and costs.
Stay informed about the 2024 federal poverty guidelines with this comprehensive guide. Understand the income thresholds and eligibility requirements.
This article covers what the ACA essential health benefits are, why the federal government created them, and how an HRA works under these rules.
Discover the top states for health reimbursement arrangements (HRA) with this guide. Find the best options for your healthcare needs and financial...
Wondering what the Affordable Care Act is all about? This concise guide explains the key provisions of the ACA and how it affects individuals and...
Thinking of offering a health reimbursement arrangement? Discover what an HRA is, how it works, and its benefits in this guide.
Stand-alone HRAs can offer flexibility and control over healthcare expenses, allowing employers to customize plans to meet their employees' needs.
Discover effective ways to manage workplace conflict with this guide. Learn how to address conflicts head-on and promote collaboration within your...
Are you a small business owner? Find out why providing employee benefits is a strategic move that can boost productivity and loyalty among your staff.
Certain benefits offerings require non-discrimination testing (NDT). Learn what non-discrimination testing is and why it’s important for your...
Everything you need to know about Medical Expense Reimbursement Plans (MERPs), how they work, and what type is best for your organization.
Should employers cover the costs of remote work? Or does that responsibility fall to individual employees? See which states require expense...
An exclusive provider organization (EPO) plan is a type of health insurance that offers a network of healthcare providers. Find out more about EPO...
Are you a franchise owner? Explore your health insurance options with this comprehensive guide, tailored specifically for franchises.
Are you wondering when the hiring season begins? Find the best time to post your open positions and maximize your chances of hiring the right...
Want to make sure your new employees feel welcomed and prepared for their new roles? Learn about the importance of an effective employee onboarding...
Learn about the different types of compensation strategies, why they’re important, and how you can design one to fit your organization’s needs.
This blog goes over the 9/80 work schedule, its pros and cons, and how you can determine if it’s a good option for your business and employees.
Want to provide fertility benefits to your employees? Learn how offering these benefits can attract talent and support your staff's journey to...
This article will explain what a 1099 employee is, how they differ from W-2 employees, and what rules you need to know when hiring a contractor.
Toxic work cultures can have detrimental effects on both employees and organizations. Uncover the telltale signs of a toxic culture and take action...
Curious about the cost of a hospital stay? Check out this infographic to find out the average ER visit cost and get an idea of what to expect.
Wondering about copayments? Get a clear understanding of what they are and how they factor into your healthcare expenses in this helpful guide.
Discover what an excepted benefit HRA (EBHRA) is and how it can improve your employee benefits package.
Boost your company's hiring process by implementing an employee referral program. Discover the benefits and steps to get started in this guide.
Employees increasingly desire added benefits and perks over yearly wage increases. But, what's the difference between stipends and salary increases?
Get tips on how to lower your medical bills, get financial assistance, and negotiate a more affordable payment plan with your healthcare provider.
Health sharing plans are an alternative to traditional health insurance. See the pros and cons of these plans to help you make an informed decision.
Learn how to identify the signs of low morale and how to correct your organization's trajectory so that you can foster a highly engaged team.
Health insurance reimbursement can be tax-free for your business and your employees. Explore the tax differences between HRAs and healthcare stipends.
The IRS has announced increased penalties for employers who fail to comply with the Affordable Care Act (ACA) employer mandate in 2024.
This article breaks down everything you need to know about IRS Form 941 and how to complete it with ease.
Planning an HR budget can be challenging, but with the right strategies, it can be made easier. Learn how to plan an HR budget with this...
Learn how to cancel your medical insurance and get tips to help you make smart decisions when changing your healthcare coverage.
Unsure which health insurance plan is right for your small business? Explore the top options available and choose the best fit for your employees'...
If you've heard the term modified adjusted gross income but aren't sure what it means, this article is for you. Learn about MAGI and how to calculate...
Choosing the right benefits administrator is essential to run your company's employee benefits program. Discover the key factors to consider in this...
Keep track of important HR compliance dates in 2024 with this easy-to-use calendar. Don't let compliance issues catch you off guard.
Curious about the costs of small business health insurance? Get an overview of what to expect and plan ahead for your budget with this informative...
In this blog, we go over HSA contribution regulations, benefits of having two separate HSAs, and how they can work with health reimbursement...
The summary annual report is an important document for employee benefit plans. Learn everything you need to know about it in this concise guide.
Want to enhance your company's performance and culture? Consider hiring veterans. Learn more about the benefits of recruiting these skilled...
Offering a benefits package to your nanny or caregiver is essential for attracting and retaining top talent. Discover the key benefits you should...
Learn how to establish a cell phone reimbursement policy that benefits both your employees and your company. Follow our simple steps and get started...
The popularity of health savings accounts (HSAs) has surged dramatically in recent years. Here are the most frequently asked questions regarding HSAs.
In this article, we’ll discuss the differences between an HDHP and an LDHP and which type of plan will work best for you based on your specific...
Unsure how to report employer-sponsored health benefits on your Form W-2? This blog has clear explanations and examples to help you navigate the...
In this article, we’ll explore the two most common ways to structure a health insurance plan, fully-insured and self-insured.
Discover the benefits of asynchronous work and learn how to effectively implement it in your team.
Just because your organization is small doesn't mean you can't offer quality benefits. Here are some examples of common benefits that employees love.
Confused about the difference between an HRA and a QSEHRA? This guide explains how a QSEHRA compares to other types of HRAs.
This blog will define HSAs, discuss how employers can contribute to an HSA, and provide other health benefit options.
Discover how implementing wellness programs in the workplace can effectively reduce employee stress levels and promote a healthier, happier workforce.
Want to boost productivity in your office? Learn how different office layouts impact employee performance and find the best design for your team's...
Discover the key differences between a Section 105 plan and a Section 125 cafeteria plan in this informative post. Learn which plan is best for you.
Need help communicating your QSEHRA notice to employees? This guide provides five steps to communicate the benefits and requirements of the QSEHRA.
Curious about the relationship between HDHPs and HRAs? Find out if an HRA requires an HDHP in this informative post.
Learn the pros and cons of the most common types of health insurance plans, such as PPOs, HMOs, HSA-qualified plans, indemnity plans, and...
Offboarding employees can be a complex process, but with these seven steps, you can ensure a smooth transition for both the employee and your...
Don't let health insurance terms leave you puzzled. Get acquainted with the top seven basic terms in health insurance.
Curious about how COBRA applies to health reimbursement arrangements (HRAs)? Find all the answers you need in this informative post.
Learn the difference between primary and secondary insurance and how you can legally coordinate the two if you have two health insurance plans.
Wondering if your HRA can cover specific medical costs? Discover the comprehensive list of eligible expenses that your HRA can reimburse in this...
Wondering what the 2024 minimum wage rates are? Stay up to date with the minimum wage rates for 2024 by state with this comprehensive guide.
HRA reporting requirements can be complex, but this guide breaks it down for you. Learn everything you need to know about ICHRA reporting.