
Guide to mid-year plan changes
Can you change your health insurance plan mid-year? This guide explains when it's allowed, what qualifies, and how to navigate mid-year changes.

What is Open Enrollment?
Open Enrollment is the annual window to sign up for health insurance. Find out when it happens, who’s eligible, and how to choose the right plan.

What is considered protected health information (PHI)?
Protected Health Information (PHI) includes medical data linked to an individual’s identity. See what qualifies as PHI and how it must be safeguarded.

Does medical debt affect your credit score?
Find out how medical debt can impact your credit score and what steps you can take to protect your financial health in this informative article.

Understanding pre vs. post-tax benefits
Confused about pre-tax vs. post-tax benefits? Learn how each affects your take-home pay and which options can maximize your savings.

Can I have an HRA and an FSA at the same time?
Learn if you can have an HRA and an FSA at the same time. Understand the rules, benefits, and how these accounts can work together for healthcare costs.

Special enrollment periods (SEPs) and the QSEHRA
Learn how special enrollment periods (SEPs) work with a QSEHRA. Understand eligibility rules and how employees can enroll in health coverage mid-year.

What is the Health Insurance Marketplace?
Discover the benefits of enrolling in a health insurance plan through the Health Insurance Marketplace. Learn what it is and how it can benefit you.

How the Affordable Care Act (ACA) varies by state
Learn how the Affordable Care Act, or Obamacare, is implemented differently in each state with this informative guide.



