
How Medicare premiums are calculated
Understanding how your Medicare premiums are calculated can help you plan your healthcare finances. We'll go over what Medicare is and its current rates.

Optimizing ICHRA contributions: Strategies to maximize value
Discover strategies to optimize ICHRA contributions. Learn about required employer contributions and how to maximize value for employees and businesses.

How to cancel your health insurance policy
Learn how to cancel your medical insurance and get tips to help you make smart decisions when changing your healthcare coverage.

What is direct primary care?
Learn what direct primary care (DPC) is and how it offers affordable, membership-based healthcare services without traditional insurance hassles.

Can I reimburse employees for health insurance?
Learn about the two most common ways to compliantly reimburse employees for their healthcare: taxable stipends and health reimbursement arrangements (HRA).

Does an HRA work with Medicaid?
Find out if an HRA can be used with Medicaid. Learn how HRA reimbursements work for employees enrolled in Medicaid and what limitations may apply.

End-of-year HRA tips: How to use your funds before they expire
What happens to unused HRA funds at the end of the year? Is it use it or lose it, or do HRA funds roll over year-to-year? Find out in our article!

Five-minute guide to medical loss ratios (MLRs)
Medical loss ratios (MLRs) keep insurance companies from spending your premium dollars unwisely. See how MLRs are calculated and what they mean for you.

What is an EOB?
Learn what an explanation of benefits (EOB) is, how it details your healthcare claims, and what to look for in this important insurance document.



