
Do small businesses have to offer health insurance?
Wondering about small businesses and health insurance obligations? This guide explains whether small businesses are required to offer health coverage.

Common types of health insurance plans
Learn the pros and cons of the most common types of health insurance plans, such as PPOs, HMOs, HSA-qualified plans, indemnity plans, and alternatives.

How to calculate FTEs to determine ALE status
Learn what a full-time equivalent employee (FTE) is, what your FTE number means if you’re an ALE, and how to calculate how many FTEs you employ.

What does health insurance cover?
Wondering what health insurance covers? Learn about essential benefits like doctor visits, prescriptions, hospital care, and preventive services.

How to set up an individual coverage HRA (ICHRA)
Ready to offer ICHRA? Follow this guide to learn how to set up an Individual Coverage HRA, from plan design to compliance and employee communication.

What is the Affordable Care Act (ACA)?
The Affordable Care Act (ACA) expanded access to health insurance. Learn what the ACA is, what it requires, and how it impacts individuals and employers.

Can I offer a QSEHRA to employees in different states?
Have employees in multiple states? Find out how to offer QSEHRA across state lines while staying compliant and meeting varied insurance needs.

How to get help choosing an individual health insurance plan
Need help choosing health insurance? Explore how to compare individual plans, get expert guidance, and find coverage that fits your needs and budget.

What is coinsurance?
Understanding coinsurance is essential for managing your healthcare expenses. Learn everything you need to know about coinsurance in this helpful article.



