
Using HRAs to Offer Health Insurance to 1099 Contractors
Employers can use our HRA Software to offer employee health benefits and insurance to 1099 contractors.

The Growth of Individual Health Insurance - 2000s to Today
Individual Health Insurance is the fastest growing sector of the health insurance industry, expected to increase from 19 million to 35 million..

History of flexible spending accounts (FSAs)
The History of Flexible Spending Accounts, or FSAs, goes back to the late 1960s, as inflation and other factors increased the cost of health benefits

History of Health Savings Accounts - MSAs to HSAs
The History of Health Savings Accounts, or HSAs, goes back to the 1980s and 1990s when Congress began discussing Medical Savings Accounts (MSAs)...

4 Real-Life HRA Case Studies
A case study provides an excellent way of practicing & applying new concepts. Read 4 HRA Case Studies to learn health reimbursement arrangements

What is CMS (Centers for Medicare & Medicaid Services)?
CMS (Centers for Medicare Medicaid Services) is the U.S. federal agency that administers Medicare, Medicaid, and

Annual and Lifetime Limits for HRAs
How PHS Act Section 2711 Annual and Lifetime Limits apply to Stand-alone HRA accounts, Health Reform, PPACA, Health Reimbursement Arrangements

What is the National Federation of Independent Business (NFIB)?
The National Federation of Independent Business (NFIB) is a small business association representing small and independent businesses. A nonprofit, no

Can I Self Administer an HRA (Health Reimbursement Arrangement)?
Most employers that self-administer an HRA overlook important compliance obligations that put them at financial risk...