AUTHOR

Gabrielle Smith

Stories by Gabrielle


Small Business

Individual coverage HRA (ICHRA) employee classes

With an ICHRA, you can divide your employees up into 11 different employee classes. See how using employees classes can help you customize your ICHRA.

Applicable Large Employers

Determining ICHRA Affordability in 2023

If you're an applicable large employer, you need an affordable allowance for your individual coverage HRA. See what the IRS considers affordable in...

QSEHRA

2023 QSEHRA contribution limits

According to the latest IRS release, small businesses offering a QSEHRA must follow specific allowance cap guidelines. We cover them here.

Employee Benefits

Guide to premium tax credits for health insurance

Everything you need to know about premium tax credits—what they are, who qualifies for them, and how to calculate how much you'll pay for insurance.

Video

What is a qualifying life event?

Get a full list of qualifying life events that open a special enrollment period through the ACA, and learn how to submit the right documents to...

Compliance

What is a special enrollment period?

Find out which life events qualify you for a special enrollment period, allowing you to shop for health insurance outside of the open enrollment...

Flexible Spending Accounts

HRA vs. HSA vs. FSA comparison chart

Compare three of the most popular account-based health plans: HRAs, HSAs, and FSAs, so you can choose the one that’s best for your organization.

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