SIGN UP

Multi-state health insurance for employers

Offer competitive health benefits to your employees, across state lines, using a health reimbursement arrangement (HRA)

How does an HRA work?

An HRA is a health benefit that allows employers of all sizes to offer a set amount of pre-tax dollars to their employees who can then spend it on things like insurance premiums, copays, and other qualified out-of-pocket costs, depending on the HRA. We like to think of it as the best of group health insurance with none of the downsides, and it works across state lines.

Learn About Our Software

Using an HRA, you can:

  1. Control your costs
  2. Forget having to offer compatible group health insurance in multiple states
  3. Satisfy the employer mandate
  4. Give employees the power to choose their own coverage

HRAs work across state lines

One struggle many employers have is finding an affordable health benefit that functions well in multiple states. Because an HRA is a reimbursement arrangement and not a health insurance policy, coordinating its use across state lines requires no additional effort. This enables employers to determine their allowance cap and avoid having to deal with health insurance renewals every year.

See how PeopleKeep customers used the ICHRA in the first three months of 2020:

Read The Report

icons-03

HRAs satisfy the employer mandate

If you are an applicable large employer (ALE), which is any employer with 50 or more full-time equivalent employees, then you are required to offer minimum essential coverage to at least 95% of full-time equivalent employees and their dependents. Luckily, the ICHRA satisfies the requirements of the employer mandate, as long as your health benefit is considered affordable.

Learn About The Employer Mandate

Learn more about each HRA

QSEHRA

For employers with 1-49 employees

A simple, controlled-cost alternative to group health insurance.

Learn More

ICHRA

For employers of all sizes

A flexible health benefit solution that can be used alone or alongside group health insurance.

Learn More

Not Sure?

Take our two-minute quiz

Choosing the right health benefit can be difficult. Learn which HRA is right for your organization.

Take The Quiz

icons-01

HRAs offer budget control

Each month, employees have a predetermined allowance amount that they can use toward eligible expenses. Once that allowance amount is reached, it cannot be exceeded.

See Pricing

icons-02

HRAs let employees choose

Employees love HRAs, too. Using an HRA, they can get reimbursed for health insurance premiums and eligible out-of-pocket expenses, depending on the HRA.

Sign up

Additional Learning Resources

qsehra vs ichra_cta-icon

QSEHRA vs. ICHRA

Take The Quiz

group vs hra comparison icon cta

Group health vs. HRAs

Download Chart

generic webinar CTA icon

How the HRA works

Watch Webinar

  WATCH DEMO
  DEMO
  CONTACT SALES
  CONTACT US
  SIGN UP

3267 E. 3300 S., #526,
Salt Lake City, UT 84109
© 2021 PeopleKeep, Inc.
CONTACT SALES

Disclaimer: The information provided on this website is general in nature and does not apply to any specific U.S. state except where noted. Health insurance regulations differ in each state.
See a licensed agent for detailed information on your state. PeopleKeep, Inc. does not sell health insurance. Read our privacy policy to learn more. Visit our sitemap