As of January 1, 2014, households with income between 100% and 400% of the Federal Poverty Level (FPL) who purchase coverage through a state health insurance marketplace may be eligible for a federal premium tax subsidy to cap the cost of their premium.
Previously, we posted an overview of the 2014 Federal Poverty Line (FPL) guidelines. The following 2014 FPL charts provide a more detailed look at the 2014 FPL, and can be used as a reference for understanding the health insurance tax subsidies in 2015.
Federal Poverty Line (FPL) - Overview
The Federal Poverty Line (FPL) is the set minimum amount of gross income that a family needs for food, clothing, transportation, shelter and other necessities. In the United States, this level is determined by the Department of Health and Human Services (HHS). The FPL varies according to household size, and the number is adjusted for inflation and updated annually.
Federal Poverty Line (FPL) Charts for 2014
48 Contiguous States and DC
|
Annual Household Income & Percent of FPL (2014) |
||||||
|
Family Size |
100% |
138% |
150% |
200% |
300% |
400% |
|
1 |
$11,670 |
$16,105 |
$17,505 |
$23,340 |
$35,010 |
$46,680 |
|
2 |
$15,730 |
$21,707 |
$23,595 |
$31,460 |
$47,190 |
$62,920 |
|
3 |
$19,790 |
$27,310 |
$29,685 |
$39,580 |
$59,370 |
$79,160 |
|
4 |
$23,850 |
$32,913 |
$35,775 |
$47,700 |
$71,550 |
$95,400 |
|
5 |
$27,910 |
$38,516 |
$41,865 |
$55,820 |
$83,730 |
$111,640 |
|
6 |
$31,970 |
$44,119 |
$47,955 |
$63,940 |
$95,910 |
$127,880 |
|
7 |
$36,030 |
$49,721 |
$54,045 |
$72,060 |
$108,090 |
$144,120 |
|
8 |
$40,090 |
$55,324 |
$60,135 |
$80,180 |
$120,270 |
$160,360 |
Alaska
|
Annual Household Income & Percent of FPL (2014) |
||||||
|
Family Size |
100% |
138% |
150% |
200% |
300% |
400% |
|
1 |
$14,580 |
$20,120 |
$21,870 |
$29,160 |
$43,740 |
$58,320 |
|
2 |
$19,660 |
$27,131 |
$29,490 |
$39,320 |
$58,980 |
$78,640 |
|
3 |
$24,740 |
$34,141 |
$37,110 |
$49,480 |
$74,220 |
$98,960 |
|
4 |
$29,820 |
$41,152 |
$44,730 |
$59,640 |
$89,460 |
$119,280 |
|
5 |
$34,900 |
$48,162 |
$52,350 |
$69,800 |
$104,700 |
$139,600 |
|
6 |
$39,980 |
$55,172 |
$59,970 |
$79,960 |
$119,940 |
$159,920 |
|
7 |
$45,060 |
$62,183 |
$67,590 |
$90,120 |
$135,180 |
$180,240 |
|
8 |
$50,140 |
$69,193 |
$75,210 |
$100,280 |
$150,420 |
$200,560 |
Hawaii
|
Annual Household Income & Percent of FPL (2014) |
||||||
|
Family Size |
100% |
138% |
150% |
200% |
300% |
400% |
|
1 |
$13,420 |
$18,520 |
$20,130 |
$26,840 |
$40,260 |
$53,680 |
|
2 |
$18,090 |
$24,964 |
$27,135 |
$36,180 |
$54,270 |
$72,360 |
|
3 |
$22,760 |
$31,409 |
$34,140 |
$45,520 |
$68,280 |
$91,040 |
|
4 |
$27,430 |
$37,853 |
$41,145 |
$54,860 |
$82,290 |
$109,720 |
|
5 |
$32,100 |
$44,298 |
$48,150 |
$64,200 |
$96,300 |
$128,400 |
|
6 |
$36,770 |
$50,743 |
$55,155 |
$73,540 |
$110,310 |
$147,080 |
|
7 |
$41,440 |
$57,187 |
$62,160 |
$82,880 |
$124,320 |
$165,760 |
|
8 |
$46,110 |
$63,632 |
$69,165 |
$92,220 |
$138,330 |
$184,440 |
Source: HHS
See related resources:
- How to Pair Defined Contribution with Health Insurance Subsidies for Cost Savings
- 2013 Federal Poverty Line (FPL) Charts
- Health Insurance Tax Subsidy Charts
