This article outlines the key dates and deadlines for Marketplace open enrollment, getting coverage, and avoiding the individual mandate penalty in 2015.
2015 Dates and Deadlines
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November 15, 2014: Open enrollment begins for individual health insurance (i.e. Qualified Health Plans).
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January 1, 2015: Earliest coverage date for plans purchased during the 2015 open enrollment period.
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February 15, 2015: Open enrollment ends. If you miss this date, you will have to wait until fall 2015 to enroll, unless you have a qualifying life event such as a marriage, birth of a child, significant income change, or loss of job-based health insurance. Then, you can enroll during a special enrollment period.
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November 15, 2015 - February 15, 2016: Open enrollment period for 2016 coverage.
| Enrollment Period: | From: |
| 2015 Open Enrollment Period (for coverage in 2015) | November 15, 2014 to February 15, 2015 |
| Special Enrollment Period (after a qualifying event) | Generally 60 days from qualifying life event |
