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If your employees need step-by-step help with purchasing insurance, we can connect them to our partner Kind Health.

 

QSEHRA

Which types of insurance premiums are eligible for reimbursement?

  • Health insurance policies purchased via ACA (Obamacare) exchanges
  • Dental insurance policies
  • Vision insurance policies
  • ACA-compatible policies purchased directly from insurance carriers
  • Medicare and Medicaid
  • Short-term medical insurance
  • Long-term care insurance
  • Retiree benefit insurance
  • COBRA

Can an employee be reimbursed for an insurance premium when he or she is not the primary policy holder?

Yes, if:

  • the primary policy holder is their spouse or dependent.

Which types of policies and insurance alternatives aren’t eligible for reimbursement?

  • Direct care
  • Health care sharing ministries, e.g., Medi-Share
    • Note: Dues are not reimbursable, but expenses are reimbursable on a taxable basis.
  • Accidental, critical illness, or indemnity insurance
  • Parents’ individual or company-provided insurance
    • Note: These premiums are not reimbursable, but employees covered by a parent's insurance can still be reimbursed for eligible medical expenses on a pretax basis.
  • Indian health services 

 

  

 

ICHRA

Which type of insurance premiums are required for participation?

To participate in a PeopleKeep ICHRA, employees need individual health insurance coverage. This could be:

  • An individual policy purchased via ACA (Obamacare) exchanges
  • An ACA-compatible individual policy purchased directly from an insurance company
  • Medicare Parts A and B
  • Medicare Part C

Which types of insurance premiums are eligible for reimbursement?

In addition to reimbursing employees for their individual health insurance coverage, a PeopleKeep ICHRA can reimburse for other premiums, including:

  • Dental insurance policies
  • Vision insurance policies
  • Long-term care insurance

Can an employee be reimbursed for an insurance premium when he or she is not the primary policy holder?

Yes, if:

  • the primary policy holder is the employee’s spouse or dependent.

Which types of policies and insurance alternatives aren’t eligible for reimbursement?

  • Short-term medical insurance

  • Medicaid

  • Direct care

  • Health care sharing ministries, e.g., Medi-Share

  • Accidental, critical illness, or indemnity insurance

  • Parents’ individual or company-provided insurance

  • Indian health services 

CONTACT SALES
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"The app works well and reimbursements are fast. I prefer this to an insurance plan selected by the employer."

Kevin S.

"Fast claims review and processing! When I have a question, PeopleKeep has been super-friendly and helpful – which is very different than most insurance-claims related call centers where they don't help problem-solve."

Jeff D.

"Everything from customer support to processing reimbursements is pain-free, quick, and easy."

Ellen L.

"Easy to use. Employer and employee-friendly. Provides a complete list of authorized expenditures. Best of all worlds for small to medium businesses."

Michael L.

"I don’t have to keep any paperwork. I don’t have to file any receipts. I just get an email saying something is due, and I reimburse it. That’s it. It’s so easy! It’s been fantastic."

Sarah Burke

"PeopleKeep is so easy to use. Our employees love it, and it is so easy for me to reimburse them. I think the list of qualified expenses is super helpful as well!"

Erin H.

"PeopleKeep serves our needs as an organization and all our employees say it's fast, easy, and convenient to get reimbursed."

Sarahi R.

"Your customer service is great. I get to email with a real person who knows their stuff."

Cathy M.

"Good communication, rapid responses and no questions left unanswered."

Mike B.

"PeopleKeep is easy for me as an administrator. Also, as an employee, it’s such an easy way to get refunded for expenses. The chat feature is excellent!"

Laura P.

"Excellent product. Excellent execution of the product. Outstanding, STELLAR customer service. What more is there left to say?"

Bhakti F.

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