Small Business Employee Benefits and HR Blog

FAQ: Can I have an HRA and FSA at the same time?

April 12, 2010
Can I have an HRA and FSA at the same time?


Yes!  An employer and employee can have both a health reimbursement arrangement (HRA) and a health flexible spending account (FSA) at the same time.   However, the same expense cannot be reimbursed from both accounts. 

Special ordering rules (i.e. "coordination rules") can be implemented to determine whether the HRA or FSA should be used first.

Unless otherwise specified in the plan documents, the HRA must be used first (prior to the FSA).

For more information, see HRA vs HSA vs HSA Comparison Chart.

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