Which HRA is right for you?

Welcome! This interactive health reimbursement quiz will guide you to determine which HRA is right your organization.

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How many full-time W-2 employees do you have?

1-15
15-49
50+
Please select an answer.

Are you currently offering, or will you offer, a group health insurance plan* in the next three months?

Yes
No
Please select an answer.

Would you consider dropping group coverage?

Yes
No
Please select an answer.

Which of your employees do you want to offer an allowance to?

Full-time employees
All employees, both full and part-time
Please select an answer.

Do you want to offer an HRA to supplement your group coverage?

Yes
No
Please select an answer.

How much do you want to contribute to each employee monthly?

Less than $441.67
More than $441.67
Please select an answer.
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The results are in!

A group coverage HRA (GCHRA) is the best fit for your organization.

A GCHRA is best suited for employers that…

  • Already have a traditional group health insurance plan in place or are getting a group health plan soon.
  • Want to supplement their group health insurance plan to help cover out-of-pocket costs.
  • Want to offer allowance amounts over the HSA contribution limits.
GCHRA at a glance_CTA icon Guide to GCHRA Download

Talk to a personalized benefits advisor to learn more

Don't forget to check your email for a copy of your results!
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The results are in!

While we don’t have an HRA that fits you perfectly, if you’re looking for something to supplement your group health insurance, a group coverage HRA (GCHRA) is the best fit for your organization.

A GCHRA is best suited for employers that…

  • Already have a traditional group health insurance plan in place or are getting a group health plan soon.
  • Want to supplement their group health insurance plan to help cover out-of-pocket costs.
  • Want to offer allowance amounts over the HSA contribution limits.
GCHRA at a glance_CTA icon Guide to GCHRA Download

Talk to a Benefits Advisor to learn more

Don't forget to check your email for a copy of your results!
Schedule A Call

The results are in!

An individual coverage HRA (ICHRA) is the best fit for your organization.

An ICHRA is best suited for employers that…

  • Want to vary allowances by employee class, such as employees in different states, full-time or part-time. There are 11 different classes you can set up.
  • Want to offer allowance amounts over the QSEHRA caps.
  • Are ALEs (have more than 50 employees) and wish to meet the employer mandate requirement of the Affordable Care Act.
complete guide to offering ichra_cta icon Guide to ICHRA Download

Talk to a personalized benefits advisor to learn more

Don't forget to check your email for a copy of your results.
Schedule A Call

The results are in!

An individual coverage HRA (ICHRA) is the best fit for your organization.

An ICHRA is best suited for employers that…

  • Want to vary allowances by employee class, such as employees in different states, full-time or part-time. There are 11 different classes you can set up.
  • Want to offer allowance amounts over the QSEHRA caps.
  • Are ALEs (have more than 50 employees) and wish to meet the employer mandate requirement of the Affordable Care Act.
complete guide to offering ichra_cta icon Guide to ICHRA Download

Ready to get started? Sign up for your ICHRA today!

Don't forget to check your email for a copy of your results!
Get Started

The results are in!

A qualified small employer HRA (QSEHRA) is the best fit for your organization.

A QSEHRA is best suited for employers that…

  • Have fewer than 50 full-time equivalent employees.
  • Want to offer the same allowance to all full-time employees, aside from offering different allowances by family status, such as single or married.
  • Have employees in a variety of insurance situations, i.e., on their spouse’s employer-sponsored plan.
gchra-guide-thumbnail Guide to QSEHRA Download

Talk to a personalized benefits advisor to learn more

Don't forget to check your email for a copy of your results.
Schedule A Call

The results are in!

A qualified small employer HRA (QSEHRA) is the best fit for your organization.

A QSEHRA is best suited for employers that…

  • Have fewer than 50 full-time equivalent employees.
  • Want to offer the same allowance to all full-time employees, aside from offering different allowances by family status, such as single or married.
  • Have employees in a variety of insurance situations, i.e., on their spouse’s employer-sponsored plan.
gchra-guide-thumbnail Guide to QSEHRA Download

Ready to get started? Sign up for your QSEHRA today!

Don't forget to check your email for a copy of your results!
Get Started