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PeopleKeep releases state-by-state guide to 2019 open enrollment for individual enrollment

SALT LAKE CITY, UT – November 1, 2019 — Small businesses considering the qualified small employer health reimbursement arrangement (QSEHRA) for 2019 have a new resource they can use to evaluate the benefit: the PeopleKeep 2019 guide to open enrollment for individual insurance.

The resource, “The State-by-State Guide to Individual Insurance Open Enrollment,” tracks key facts small businesses can use to learn more about the individual market and enrollment circumstances in their state.

  • For each state, the guide covers:
  • The state or federal exchange website
  • Open enrollment dates
  • Policy effective dates
  • Participating insurance companies, both on and off the exchange
  • Average premium rates and how they’ve changed since 2018
  • Upper income limits for premium subsidies
  • Relevant QSEHRA information

Open enrollment is an important time for small businesses considering the QSEHRA. Employees covered by a QSEHRA can only receive reimbursements free of income tax if they have minimum essential coverage (MEC). For most employees, individual health insurance purchased during open enrollment is the best way to ensure all their QSEHRA reimbursements will be tax-free for the year.

Outside of the open enrollment season, employees must experience a qualifying life event to trigger a special enrollment period.

With the PeopleKeep guide, small businesses can take full advantage of open enrollment to offer a formal benefit to employees in 2019.

For those that choose to offer the QSEHRA, PeopleKeep provides all the value of the QSEHRA without the hassle. Businesses can offer tax-advantaged money in just minutes a month, while PeopleKeep automates compliance and provides employees with:

  • Tax-free money to purchase a policy that’s right for themselves and their family.
  • Guidance from a world-class support team
  • Online insurance shopping assistance from our partner, Stride

Get started by checking out the State-by-State Guide to Individual Open Enrollment or by contacting PeopleKeep today.

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