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Free Guide: Plan Design Worksheets for Stand-Alone HRAs

New Hands-On Guide Helps Small and Medium-Sized Businesses Design a Stand-Alone HRA

Zane Benefits, the online alternative to group health insurance, announced today the publication of a free guide "Plan Design Worksheets for Stand-Alone HRAs."  The new hands-on guide provides an overview of stand-alone HRAs and three plan design worksheets.

HRA Plan Design Worksheets

A stand-alone HRA is an affordable alternative to an employer-sponsored group health insurance plan that helps employers recruit and retain employees. Rather than paying the costs to provide a specific group health plan, an employer can fix costs on a monthly basis by establishing a stand-alone Health Reimbursement Arrangement (HRA). The general concept of a stand-alone HRA is that a company would:

  • Cancel its group health insurance plan (if it has one).

  • Define any amount it can afford for health benefits.

  • Select an Insurance Professional to help employees shop for and purchase individual health policies (typically, this saves the employees 25-50%).

  • Use HRA Software to reimburse employees tax-free on payroll for their health policies and other out-of-pocket medical expenses (doctor visits, prescriptions, etc).

Stand-alone HRAs by themselves are not health insurance plans. Stand-alone HRAs give you control of benefits, while giving employees choice. With a stand-alone HRA, both employees and employers save money.

This hands-on guide provides a basic overview of stand-alone HRAs and three worksheets to get an employer started in designing their health benefits.

The 8-page reference guide is available for free download at the zanebenefits.com website and covers the following topics:

  • Overview of Stand-Alone HRAs

  • Simple HRA Plan Design Worksheet

  • Advanced HRA Plan Design Worksheet

  • HRA Budgeting Worksheet

Download the Guide Now!

About Zane Benefits, Inc.

Zane Benefits, Inc., a software company, helps insurance brokers, accountants, and employers take advantage of new defined contribution health benefits via its proprietary SaaS health reimbursement arrangement (HRA) software. Zane Benefits does not sell insurance. Using Zane’s platform, insurance professionals and accountants offer their clients a custom defined contribution plan. Learn more at www.zanebenefits.com.

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