How it works

Weve come up with a new way

Over the last 15 years group health insurance costs have tripled.

Today less than 50% of small businesses offer group health insurance. Recent reforms have only made it harder, and costs are expected to continue to rise.

After wages, benefits are the top influencer for where we work. Yet every year, fewer and fewer small businesses are able to use benefits to hire and keep their people. Until now. With PeopleKeep, it's simple, painless, and personal for everyone

Choose either QSEHRA or ICHRA to see what features PeopleKeep offers.

Most small companies qualify

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Your company qualifies if it has fewer than 50 full-time employees and doesn’t offer group health, dental, or vision insurance.

If your company is part of a controlled group (like a subsidiary) then these restrictions apply to the group as a whole.

Pricing you can afford

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A one-time payment of $150 gets you set up.

Pay by Month

Monthly: $29 + $15 per eligible employee

Save by prepaying for a year:

$25 per month + $13 per eligible employee

Reimburse as you go

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You hold on to the money: pay only when your employees have an approved expense. We’ll let you know how much you owe your people, and you decide how to pay.

Manage in minutes a month

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We handle your employees’ benefit requests and questions. There are just a couple tasks you need to do every month.

We'll help your people find insurance

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If your employees don’t already have a policy, they can purchase insurance from a state health exchange. PeopleKeep also provides an online marketplace so employees can get step-by-step help if they need it.

Choose to cover all employees or just full-time

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By law, a company must offer the benefit to all full-time W-2 employees. You can choose whether to include part-time employees and whether to require a waiting period. Most owners can participate too, though some restrictions apply.

It's easy to launch the benefit

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Set yours up today in as little as 15 minutes. Choose from a short list of benefit options, enter basic employee information, and choose your start date.

We’ll handle the rest—from announcing the benefit to helping your people make the most of it.

Getting reimbursed is simple

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All your employees have to do is submit proof of an insurance premium or medical expense. Our world-class support team is always available to help.

Pricing you can afford

hiw_pricing

Monthly: $29 + $15/enrolled employee

A one-time payment of $150 gets you set up.

Reimburse for premiums

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With an ICHRA, you’ll reimburse employees’ individual health insurance premiums, which will come through automatically every month.

Most companies qualify

hiw_qualify

Manage in minutes a month

hiw_manage

We handle your employees’ benefit requests and questions. There are just a couple tasks you need to do every month.

It's easy to launch the benefit

hiw_launch

Set yours up today in as little as 15 minutes. 

We’ll handle announcing the benefit to your people and helping them make the most of it.

Choose who gets what

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Offer employees different allowance amounts based on family size as well as employee classes.

We'll help your people find insurance

hiw_find

If your employees don’t already have a policy, they can purchase insurance from a state health exchange. PeopleKeep also provides an online marketplace so employees can get step-by-step help if they need it.

Getting reimbursed is simple

hiw_reimb

All your employees have to do is submit proof of their insurance premium. Our world-class support team is always available to help.

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"The app works well and reimbursements are fast. I prefer this to an insurance plan selected by the employer."

Kevin S.

"Fast claims review and processing! When I have a question, PeopleKeep has been super-friendly and helpful – which is very different than most insurance-claims related call centers where they don't help problem-solve."

Jeff D.

"Everything from customer support to processing reimbursements is pain-free, quick, and easy."

Ellen L.

"Easy to use. Employer and employee-friendly. Provides a complete list of authorized expenditures. Best of all worlds for small to medium businesses."

Michael L.

"I don’t have to keep any paperwork. I don’t have to file any receipts. I just get an email saying something is due, and I reimburse it. That’s it. It’s so easy! It’s been fantastic."

Sarah Burke

"PeopleKeep is so easy to use. Our employees love it, and it is so easy for me to reimburse them. I think the list of qualified expenses is super helpful as well!"

Erin H.

"PeopleKeep serves our needs as an organization and all our employees say it's fast, easy, and convenient to get reimbursed."

Sarahi R.

"Your customer service is great. I get to email with a real person who knows their stuff."

Cathy M.

"Good communication, rapid responses and no questions left unanswered."

Mike B.

"PeopleKeep is easy for me as an administrator. Also, as an employee, it’s such an easy way to get refunded for expenses. The chat feature is excellent!"

Laura P.

"Excellent product. Excellent execution of the product. Outstanding, STELLAR customer service. What more is there left to say?"

Bhakti F.

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