The best time to offer an HRA is when your client is unable to afford an annual rate increase on a group health insurance plan.
HRAs are 100 percent employer-funded and controlled, and there is no maximum or minimum amount employers may contribute. Generally, employees cannot take unspent HRA funds with them when they changes jobs.
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Disclaimer: The information provided on this website is general in nature and does not apply to any specific U.S. state except where noted. Health insurance regulations differ in each state. See a licensed agent for detailed information on your state. PeopleKeep, Inc. does not sell health insurance.