The department of insurance (DOI) is the state government department or division responsible for the regulation of insurance regulations.
Its duties may include the following:
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enforcing statutes
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mandating consumer protections
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educating consumers, and
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fostering the stability of insurance markets.
Generally, the state department of insurance has authority over how the insurance industry conducts business within a state, and licenses and regulates the rates and practices of insurance companies, agents and brokers in the state.