The National Association of Insurance Commissioners (NAIC) is a professional association for state insurance commissioners.
Founded in 1871, the primary goal of the NAIC is to organize the efforts of the each state's insurance commissioners.
The NAIC acts as a forum for the creation of model laws and regulations. Each state decides whether to pass each NAIC model law or regulation, and each state may make changes in the enactment process. The NAIC also acts at the national level to advance laws and policies supported by state insurance regulators.