The debate about child-only health insurance policies continues. Recently, HHS sent a letter to the president of the NAIC clarifying what insurance companies and states can do to stabilize the child-only insurance market.
In the letter, HHS clarifies that insurers can:
Identify open enrollment periods for children under 19;
Can charge more for children with pre-existing conditions; and
Can impose a surcharge for dropping coverage and subsequently reapplying.
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Disclaimer: The information provided on this website is general in nature and does not apply to any specific U.S. state except where noted. Health insurance regulations differ in each state. See a licensed agent for detailed information on your state. PeopleKeep, Inc. does not sell health insurance.