This state by state guide to the new Health Insurance Marketplaces provides an overview of the Marketplaces and how each state will structure their Marketplace. To summarize, starting in 2014 health insurance coverage for individuals and small businesses will become available through new state health insurance marketplaces. Most importantly, the key tax credits (e.g. the small business healthcare tax credits) and tax subsidies (e.g. individual health insurance tax subsidies) will only be available for coverage purchased via a state health insurance exchanges ("marketplaces").
As a quick recap, states have three options for setting up a state health insurance exchange for 2014:
-
Build a State-Based Exchange,
-
Enter into a State-Federal Partnership Exchange, or
-
Default to the Federally-Facilitated Exchange.
The map to the right shows current state declarations, according to kff.org.
Health Insurance Marketplaces by State
Below is a guide to the individual health insurance Marketplaces (also called "Exchanges") by state, as of March 2013. The website for each state marketplace is provided, as currently available. And in the coming weeks, we'll provide a more detailed look at each state's health insurance Marketplace.
|
State |
Marketplace Name |
|
Marketplace Website |
|
Federal Government |
|
TBD* |
|
|
Alaska |
Federal Government |
|
TBD* |
|
Federal Government |
|
TBD* |
|
|
Partnership Exchange |
|
|
|
|
Covered California |
|
||
|
Colorado Health Benefits Exchange |
|
||
|
Connecticut |
Access Health CT |
|
|
|
Partnership Exchange |
|
||
|
District of Columbia |
Health Benefits Exchange Authority |
|
|
|
Federal Government |
|
TBD* |
|
|
Federal Government |
|
TBD* |
|
|
Hawaii Health Connector |
|
|
|
|
Idaho |
Idaho Health Insurance Exchange |
|
|
|
Illinois |
Partnership Exchange |
|
|
|
Federal Government |
|
||
|
Partnership Exchange |
|
|
|
|
Federal Government |
|
||
|
|
Kentucky Health Benefits Exchange |
|
|
|
Louisiana |
Federal Government |
|
TBD* |
|
Federal Government |
|
TBD* |
|
|
Maryland
|
Maryland Health Connection |
|
|
|
Massachusetts Health Exchange |
|
||
|
Michigan |
Federal Exchange (Updated 3/27/13, Partnership Exchange not approved) |
|
TBD* |
|
Minnesota |
Minnesota Health Insurance Exchange |
|
|
|
Mississippi |
TBD (most likely Federal Government) |
|
TBD* |
|
Federal Government |
|
TBD* |
|
|
Montana |
Federal Government |
|
TBD* |
|
Nebraska |
Federal Government |
|
TBD* |
|
Nevada |
Silver State Health Insurance Exchange |
|
|
|
Partnership Exchange |
|
||
|
New Jersey |
Federal Government |
|
TBD* |
|
New Mexico Health Insurance Exchange |
|
|
|
|
|
New York Health Benefits Exchange |
|
|
|
Federal Government |
|
TBD* |
|
|
North Dakota |
Federal Government |
|
TBD* |
|
Ohio |
Federal Government |
|
TBD* |
|
Federal Government |
|
TBD* |
|
|
|
Cover Oregon |
|
|
|
Federal Government |
|
TBD* |
|
|
Rhode Island |
Rhode Island Health Benefits Exchange |
|
|
|
South Carolina |
Federal Government |
|
TBD* |
|
South Dakota |
Federal Government |
|
TBD* |
|
Federal Government |
|
TBD* |
|
|
Federal Government |
|
TBD* |
|
|
Utah |
Avenue H (SHOP) and Federal Government (Individual) |
|
|
|
Vermont Health Connect |
|
||
|
Virginia |
Federal Government |
|
TBD* |
|
Washington
|
Washington Health Plan Exchange |
|
|
|
West Virginia Exchange |
|
|
|
|
Wisconsin |
Federal Government |
|
TBD* |
|
Federal Government |
|
TBD* |
* Federal Health Insurance Marketplace information provided at http://www.healthcare.gov/marketplace.
