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Small Business Employee Benefits and HR Blog

Quiz: Test Your Small Business Health Insurance Knowledge

February 12, 2013
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Employer-sponsored insurance is the leading source of health insurance in America, covering about 149 million nonelderly people. Test Your Small Business Health Insurance Knowledge with this 8 question quiz. Click the link below for answers.small business health insurance quiz

1) What’s the average annual premium for family coverage on an employer health plan?

A) $7,791
B) $21,248
C) $15,745
D) $12,375

2) What percentage of employer health premiums do workers pay, on average?

A) 27.4%
B) 17.1%
C) 50.3%
D) 5.8%

3) When do most Americans have to purchase health insurance or face a penalty under the federal healthcare law?

A) January 2013
B) January 2014
C) July 2013
D) December 2015

4) What percentage of U.S. small businesses offered health benefits to their workers in 2010?

A) 49%
B) 69%
C) 32%
D) 58%

5) For employers nationally, family health premiums have increased by how much from 2002 to 2012, on average?

A) 2%
B) 17%
C) 50%
D) 97%

6) How many young adults under age 26 have been added to their parents’ health plans as part of the Affordable Care Act?

A) 5.6 million
B) 550,000
C) 2.9 million
D) 1.3 million

7) What’s the average annual deductible for U.S. workers in high-deductible health plans?

A) $5,238
B) $2,086
C) $1,287
D) $2,852

8) What’s the average worker co-pay for a primary-care visit?

A) $23
B) $5
C) $13
D) $35

Click here for the answers.

How many did you get right?

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