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Pooling

Written by: PeopleKeep Team
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Originally published on January 20, 2013. Last updated November 21, 2013.

Used by insurance companies to combine all premiums, claims and expenses in order to spread the risk of insurance coverage. This process ensures that small employers will not be singled out and unfairly assessed with a large rate increase due to unanticipated medical catastrophic claims of insured employee(s).

Originally published on January 20, 2013. Last updated November 21, 2013.
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