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Small Business Employee Benefits and HR Blog

Non-Forfeiture Benefits

January 20, 2013
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A guarantee for a refund of all of the premiums paid in one of two way; (1) to a named beneficiary at the death of the insured, or, (2) as an "extended term" type benefit for as long as all premiums accrued will last with the balance (if any) left to a named beneficiary. See Return of Premium

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