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Community-Rating

January 20, 2013
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A rating method that determines a single average premium based on the characteristics and claims experience of an entire membership such as an HMO or an insurance pool. Age, lifestyle, industry, health factors and gender are not used to determine rates (See Adverse Selection).

Learn how an HRA works for employers in our latest webinar
Watch the recording today, and learn how an HRA can help your organization.
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