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Community-Rating

Written by: PeopleKeep Team
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Originally published on January 20, 2013. Last updated November 21, 2013.

A rating method that determines a single average premium based on the characteristics and claims experience of an entire membership such as an HMO or an insurance pool. Age, lifestyle, industry, health factors and gender are not used to determine rates (See Adverse Selection).

Originally published on January 20, 2013. Last updated November 21, 2013.
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