A "Grandfathered Health Plan" is defined as a group health plan or health insurance plan that existed on March 23, 2010, when the Patient Protection and Affordable Care Act (PPACA) was enacted. If a policy-holder enters into a new (not renewed) policy, certificate or contract of insurance after March 23, 2010, then that new policy, certificate or contract of insurance is not a grandfathered health plan. As long as a plan stays grandfathered, it need not comply with a number of new requirements of PPACA.
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Disclaimer: The information provided on this website is general in nature and does not apply to any specific U.S. state except where noted. Health insurance regulations differ in each state. See a licensed agent for detailed information on your state. PeopleKeep, Inc., does not sell health insurance.