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Grandfathered Health Plan

Written by: PeopleKeep Team
September 16, 2012 at 4:05 PM

A "Grandfathered Health Plan" is defined as a group health plan or health insurance plan that existed on March 23, 2010, when the Patient Protection and Affordable Care Act (PPACA) was enacted.  If a policy-holder enters into a new (not renewed) policy, certificate or contract of insurance after March 23, 2010, then that new policy, certificate or contract of insurance is not a grandfathered health plan.  As long as a plan stays grandfathered, it need not comply with a number of new requirements of PPACA. 

Additional Resources

Trying to decide which HRA is best for you? Take our quiz to find out.
Get our guide on how to offer health benefits with a small budget.

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